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Checking & Savings Accounts

Idaho Central Credit Union offers a range of checking and savings accounts that can help you take control of your finances and achieve your financial goals with ease. Whether you're someone who loves saving money and watching it grow or you're someone who enjoys tracking their expenses, our accounts offer a fun and motivating way to reach your financial objectives.

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Checking Accounts

Idaho Central Credit Union offers a variety of checking account options. Whether it’s a totally FREE checking account or a checking account that earns a competitive interest rate, we’ve got one that’s just right for you.

View Checking Accounts

Savings Accounts

Didn’t your mom tell you to save your money? Yep, ours did too! With the various Idaho Central savings account options, you can do just that… SAVE! Save for the future. Save for the unexpected. Save for your dreams. Let’s get saving.

View Savings Accounts

Share Savings Account

Balance APY* Interest Rate
Balance0-299 APY*0.00% Interest Rate0.00% Terms
Balance300+ APY*0.15% Interest Rate0.15% Terms

Secondary Savings Account

Balance APY* Interest Rate
Balance0-299 APY*0.00% Interest Rate0.00% Terms
Balance300+ APY*0.15% Interest Rate0.15% Terms

Central Cents Savings Accounts

Balance APY* Interest Rate
Balance0.01+ APY*0.25% Interest Rate0.25% Terms

Choice Savings Account

Balance APY* Interest Rate
Balance0-1,499 APY*0.20% Interest Rate0.20% Terms
Balance1,500+ APY*0.25% Interest Rate0.25% Terms

Youth Savings Account

Balance APY* Interest Rate
Balance0-299 APY*0.15% Interest Rate0.15% Terms
Balance300-1,499 APY*0.20% Interest Rate0.20% Terms
Balance1,500+ APY*0.25% Interest Rate0.25% Terms

High-Yield Online Savings Account

Balance APY* Interest Rate
Balance0-999 APY*0.00% Interest Rate0.00% Terms
Balance1,000-24,999 APY*3.70% Interest Rate3.64% Terms
Balance25,000-49,999 APY*3.70% Interest Rate3.64% Terms
Balance50,000-99,999 APY*3.70% Interest Rate3.64% Terms
Balance100,000-249,999 APY*3.70% Interest Rate3.64% Terms
Balance250,000+ APY*3.70% Interest Rate3.64% Terms
See all

Health Savings Account

Balance APY* Interest Rate
Balance0-2,499 APY*0.25% Interest Rate0.25% Terms
Balance2,500-24,999 APY*0.25% Interest Rate0.25% Terms
Balance25,000+ APY*0.25% Interest Rate0.25% Terms

Idaho Medical Savings Account

Balance APY* Interest Rate
Balance0-2,499 APY*0.25% Interest Rate0.25% Terms
Balance2,500-24,999 APY*0.25% Interest Rate0.25% Terms
Balance25,000+ APY*0.25% Interest Rate0.25% Terms

Coverdell Education Savings Account

Balance APY* Interest Rate
Balance0-299 APY*0.20% Interest Rate0.20% Terms
Balance300+ APY*0.25% Interest Rate0.25% Terms

Idaho First-Time Home Buyer Savings

Balance APY* Interest Rate
Balance0-2,499 APY*0.25% Interest Rate0.25% Terms
Balance2,500-24,999 APY*0.25% Interest Rate0.25% Terms
Balance25,000+ APY*0.25% Interest Rate0.25% Terms