Idaho Central Credit Union

Business Accounts

Business Checking Accounts

Idaho Central Credit Union is here for you and your business. We have a checking account to fit your needs, whether it's a small business checking account or one that earns interest

See Rates See Account Options
Business Money Market Checking Account
Balance APY* Interest Rate
0-2,499 0.050% 0.049%
2,500-24,999 0.100% 0.099%
25,000-49,999 0.150% 0.149%
50,000-99,999 0.200% 0.199%
100,000-249,999 0.200% 0.199%
250,000 + 0.250% 0.249%

*APY - Annual Percentage Yield
Rates valid for Saturday, November 18, 2017.

Business Savings Accounts

Idaho Central Credit Union offers business savings accounts that grow your money while you grow your business. Put your money to work for your business.

Business Savings Rates
Balance APY* Interest Rate
0 - 299 0.000% 0.000%
300 + 0.100% 0.099%
Business Premium Money Market Savings Account
Balance APY* Interest Rate
0-2,499 0.100% 0.099%
2,500-24,999 0.100% 0.099%
25,000-49,999 0.150% 0.149%
50,000-99,999 0.200% 0.199%
100,000-249,999 0.250% 0.249%
250,000+ 0.300% 0.299%
*APY - Annual Percentage Yield
Rates valid for Saturday, November 18, 2017.

Business CDs & SEPs

Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They're the perfect choice for risk-free saving for your business and you can invest as little as $500. Funds in all Idaho Central accounts are federally insured up to $250,000.

See Rates See Account Options
Business CDs
Term APY* Interest Rate Initial Deposit
6 Month Promo CD 0.600% 0.600% $500
1 Year Freedom 1.750% 1.738% $500
2 Year Freedom 2.000% 1.985% $500
60 Month Promo CD 2.500% 2.476% $500
3 Month CD 0.050% 0.050% $500
6 Month CD 0.200% 0.200% $500
1 Year CD 0.350% 0.349% $500
18 Month CD 0.350% 0.349% $500
2 Year CD 0.400% 0.399% $500
3 Year CD 0.800% 0.797% $500
4 Year CD 1.000% 0.996% $500
5 Year CD 1.150% 1.145% $500

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

*APY - Annual Percentage Yield
Rates valid for Saturday, November 18, 2017.

Business Visa Credit Cards

An Idaho Central Credit Union Business Visa provides a flexible way to streamline your finances so you can focus on running and growing your business.

Visa Credit Cards
Type APR* Grace Period for Purchases Annual Fee
Premier Rewards Variable rate as low as 13.49% 20 to 25 Days None
Rewards Variable rate as low as 9.49% 20 to 25 Days None
Variable-Rate Platinum Variable rate as low as 8.49% 20 to 25 Days None
Fixed-Rate Platinum Fixed rate as low as 10.99% 20 to 25 Days None