Business Checking Accounts
Idaho Central Credit Union is here for you and your business. We have a checking account to fit your needs, whether it's a small business checking account or one that earns interest
Business Money Market Checking Account
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-2,499 | 0.050% | 0.049% |
| 2,500-24,999 | 0.150% | 0.149% |
| 25,000-49,999 | 0.200% | 0.199% |
| 50,000-99,999 | 0.250% | 0.249% |
| 100,000-249,999 | 0.250% | 0.249% |
| 250,000 + | 0.300% | 0.299% |
*APY - Annual Percentage Yield
Rates valid for Thursday, January 23, 2020.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Business Savings Accounts
Idaho Central Credit Union offers business savings accounts that grow your money while you grow your business. Put your money to work for your business.
Business Savings Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0 - 299 | 0.000% | 0.000% |
| 300 + | 0.100% | 0.099% |
Business Premium Money Market Savings Account
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-2,499 | 0.100% | 0.099% |
| 2,500-24,999 | 0.250% | 0.249% |
| 25,000-49,999 | 0.300% | 0.299% |
| 50,000-99,999 | 0.450% | 0.449% |
| 100,000-249,999 | 0.600% | 0.598% |
| 250,000+ | 0.650% | 0.648% |
Rates valid for Thursday, January 23, 2020.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Business CDs & SEPs
Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They're the perfect choice for risk-free saving for your business and you can invest as little as $500. Funds in all Idaho Central accounts are federally insured up to $250,000.
Business CDs
| Term | APY* | Interest Rate | Initial Deposit |
|---|---|---|---|
| 6 Month Promo CD | 1.500% | 1.500% | $500 |
| 12 Month Promo CD | 2.000% | 1.985% | $500 |
| 24 Month Promo CD | 2.100% | 2.083% | $500 |
| 60 Month Promo CD | 2.300% | 2.280% | $500 |
| 3 Month CD | 0.150% | 0.150% | $500 |
| 6 Month CD | 0.200% | 0.200% | $500 |
| 18 Month CD | 0.300% | 0.299% | $500 |
| 1 Year CD | 0.250% | 0.249% | $500 |
| 2 Year CD | 0.350% | 0.349% | $500 |
| 3 Year CD | 0.750% | 0.747% | $500 |
| 4 Year CD | 0.950% | 0.946% | $500 |
| 5 Year CD | 1.050% | 1.045% | $500 |
A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.
*APY - Annual Percentage YieldRates valid for Thursday, January 23, 2020.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Business Visa Credit Cards
An Idaho Central Credit Union Business Visa provides a flexible way to streamline your finances so you can focus on running and growing your business.
Visa Credit Cards
| Type | APR* | Grace Period for Purchases | Annual Fee |
|---|---|---|---|
| Premier Rewards | Variable rate as low as 14.24% | 20 to 25 days | None |
| Rewards | Variable rate as low as 10.24% | 20 to 25 days | None |
| Variable-Rate Platinum | Variable rate as low as 9.24% | 20 to 25 days | None |
| Fixed-Rate Platinum | Fixed rate as low as 13.99% | 20 to 25 days | None |