A large down payment isn’t always needed to buy a home, but let’s take a look at how down payments can affect your total mortgage costs. In this topic, you’ll learn: When saving money for a house, here’s some advice that never goes out of style: start early and save often. Building a sizeable nest […]
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We all like money, and we all like freedom … so why are so few Americans financially free? Only 1 in 10 Americans are living their definition of financial freedom, according to a 2023 study, and for most, freedom simply means making ends meet without major stress or debt. That’s a problem we can fix. […]
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Talking about money can be about as awkward as talking politics at Thanksgiving, but unlike dinnertime politics, money matters don’t go away once the dishes have been cleared. The longer you avoid the talk, the worse the problem (and stress) gets, which only makes it more tempting to avoid talking about it. Thus begins the […]
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If we all lived in a vacuum-sealed world where our minds and emotions didn’t affect our finances, saving money and lowering debt would be a whole lot easier. No bad days to trigger junk food binges, no impulsive vacations, and no mid-life-crisis shopping sprees. But our minds and emotions do impact finances, even for the […]
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ICCU is excited to be participating in America Saves week again this year! America Saves Week (February 21 – February 25, 2022) is an annual opportunity for individuals to assess their savings and take financial action. Each year, we encourage savers – or potential savers – just like you to set a goal, make a […]
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Every spring, most people take time to spring clean our homes, offices, cars, and even garages to create a more organized environment with improved air quality. Through spring cleaning, our moods improve, we reenergize our positive outlook, and we have a renewed sense of accomplishment. So why don’t we spring clean our finances as well? […]
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Everyone wants to save money, but it often gets put on the back burner. When it comes to saving money, it may seem easier said than done, but it doesn’t have to be that way. Taking a close look at what you want to save for and creating a plan for how to get there […]
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Saving is an important part of life, but it can be hard to do when there are so many immediate wants and needs. Here are a few ideas on why and how you can save.
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Time flies, and it can catch us by surprise. Set yourself up for financial success by taking control of your retirement plan now.
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Each year, the Christmas season comes to many of us as a surprise. (Didn't we just take down those lights?) When it does, the excitement of the holidays can quickly become overshadowed by financial burden. This year, take a little time to plan ahead and save yourself from some of that stress by starting to save for the holidays today!
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