Calculators

Let’s calculate your financial success! Below you’ll find a wide range of financial calculators to help you estimate a payment, interest earned or even a payoff date. Remember, we are here to help. If you have questions, please let us know.

women holding her calculator

Retirement Savings and Planning

Retirement Shortfall CalculatorRunning out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
Roth IRA vs. Traditional IRA CalculatorUse this calculator to determine which IRA may be right for you.

Mortgage Calculators

Adjustable Rate Mortgage CalculatorThis calculator helps you to determine what your adjustable mortgage payments will be.

Home Rent vs. Buy CalculatorAre you better off buying your home, or should you continue to rent?
Mortgage Calculator with Taxes and InsuranceUse this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Should I Refinance CalculatorUse this calculator to see how much interest you can save by refinancing your mortgage!
Mortgage Qualifier CalculatorCan you buy your dream home? Find out just how much you can afford!

Loan Calculators

Amortizing Loan CalculatorEnter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Home Equity Line of Credit CalculatorHow big of a home equity line of credit can you receive? Use this calculator to find out!

Credit Cards and Debt Management

Credit Card Pay Off CalculatorUse this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Auto Calculators

Auto Rebate vs. Low Interest Financing CalculatorUse this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

Savings Calculators

CD Ladder CalculatorUse this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
Certificate of Deposit CalculatorUse this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
Compound Savings CalculatorFind out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How