Credit Card Benefits that Mean Business
With the right business credit card in your wallet, you can get business done! An ICCU Business Visa Credit Card gives you confidence when making purchases with added security, protection, and great benefits.
Great Low Rates
- See our competitive rates
- No balance transfer fees**
Security & Protection
- Free card fraud monitoring
- Turn employee cards on/off
- Set limit on employee cards (upon approval)
- Auto rental insurance
- Travel & emergency assistance services
- Purchase security & extended protection
Business Management
- Separate business & personal expenses
- Free eBranch Online Banking with CardControl
- Business card management (upon approval)
- Issue cards to employees for purchases, travel, etc
- Limit reset
- Master payment account
- Export transaction data into account software
Business Premier Rewards Visa
Apply for an ICCU Business Premier Rewards Visa Credit Card and earn $500 cash back. Also, enjoy a 0% intro APR for 6 months, after that a variable APR of 16.99% – 24.00% applies.1 Contact a Business Loan Officer to get started today.
Rewards
- $500 cash back1
- Low intro APR1
- Earn unlimited 2% cash back on all purchases1
- Next-day cash back
Low Interest / Low Fees
- Low, variable interest rate
- $95 fee, waived in first year3
- No fees for balance transfers**
- No foreign transaction fees**
Protection
Travel
Business Rewards Visa
Apply for an ICCU Business Rewards Visa Credit Card and earn $150 cash back. Also, enjoy a 0% intro APR for 6 months, after that a variable APR of 12.99% – 24.00% applies.2 Contact a Business Loan Officer to get started today.
Rewards
- $150 cash back2
- Low intro APR2
- Earn unlimited 1% cash back on all purchases2
- Next-day cash back
Low Interest / Low Fees
- Low, variable interest rate
- No annual fee**
- No fees for balance transfers**
Protection
Travel
Business Platinum Visa
Apply for an ICCU Business Platinum Visa Credit Card and enjoy a convenient credit card with a low, variable rate and no annual fee. Contact a Business Loan Officer to get started today.
Low Interest / Low Fees
- Low, variable interest rate
- No annual fee**
- No fees for balance transfers**
Protection
Travel
Visa SavingsEdge
Enroll your Business Visa credit card in Visa SavingsEdge to save money on qualifying purchases at participating merchants.
Business Visa Credit Cards
| Type | APR* | Grace Period for Purchases | Annual Fee** | ||
|---|---|---|---|---|---|
| TypeBusiness Premier Rewards | APR*variable rate as low as 16.99% | Grace Period for Purchases20 to 25 days | Annual Fee**$95.00, after the first year. | Terms | |
| TypeBusiness Visa Rewards | APR*variable rate as low as 12.99% | Grace Period for Purchases20 to 25 days | Annual Fee**None | Terms | |
| TypeBusiness Visa Platinum | APR*variable rate as low as 11.99% | Grace Period for Purchases20 to 25 days | Annual Fee**None | Terms |
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
**APR ranges from 11.99% to 24.00% based on card type and creditworthiness. Foreign transaction fee: 1%. Cash advance fee: $10 or 5% of the transaction amount, whichever is greater. Interest on balance transfers and cash advances accrues from the transaction date.
1 New Business Premier Rewards Card accounts earn 80,000 points. 80,000 points is equivalent to $500 cash back. Cash back redeemable at rewards.iccu.com. Cash back paid as statement credit to cardholder. Cardholder(s) must spend an account aggregate of $3000 every 30 days for the first 90 days from account opening to receive bonus points rewards. Bonus point earnings will be applied and eligibility will be calculated at the account level; not by card. Only new purchases and transactions posted with code CCP that earn points are eligible for rewards. Balance transfers do not qualify for points. Bonus points will be awarded once to each qualifying member account. Points will be posted during the first, full month following the promotion and 90-day spend period. New Business Premier Rewards Card accounts will receive introductory 0% interest for the first 6 months immediately following the opening of the account(s), after that variable APR of 16.99% – 17.99%. Only new purchases and transactions posted with code CCP that earn points are eligible for 0% interest introductory period. Must sign up and have a new Business Premier Rewards Card account to participate. Offer not valid for members who currently hold a Business ICCU Rewards or Business Premier Rewards account. All loans OAC.
2 New Business Rewards Card accounts earn 24,000 points. 24,000 points is equivalent to $150 cash back. Cash back redeemable at https://rewards.iccu.com/. All cash back paid as statement credit to cardholder. Cardholder(s) must spend an account aggregate of $1000 every 30 days for the first 90 days from account opening to receive bonus points rewards. Bonus point earnings will be applied and eligibility will be calculated at the account level; not by card. Only new purchases and transactions posted with code CCP that earn points are eligible for rewards. Balance transfers do not qualify for points. Bonus points will be awarded once to each qualifying member account. Points will be posted during the first, full month following the promotion and 90-day spend period. New Business Rewards Card accounts will receive introductory 0% interest for the first 6 months immediately following the opening of the account(s), after that variable APR of 12.99% – 17.99%. Only new purchases and transactions posted with code CCP that earn points are eligible for 0% interest introductory period. Must sign up and have a new Business Rewards Card account to participate. Offer not valid for members who currently hold a Business ICCU Rewards or Business Premier Rewards account. All loans OAC.
3 $95 fee assessed after year 1. Spend of $5000 earns account 16,000 Rewards points. 16,000 points is equal to $100 cash back.