Upgrade Your Home. Help Lower Your Bills.
Looking to make your home more comfortable, eco-friendly, and affordable to run? ICCU’s Green Loans are designed to help you invest in upgrades that reduce energy use, lower utility bills, and increase your home’s value, all with flexible financing and local support. Projects are completed through ICCU Approved Contractors** to ensure quality work and eligibility for financing.
- Competitive Rates – As low as 4.99% APR*
- Flexible Terms* – Choose from 5, 7, 10 or 15 years
- Minimal Upfront Costs – Helps you keep more money in your pocket
What Can You Finance?
Whether you’re making small improvements or going big on green, ICCU’s Green Loans can help cover a wide range of home improvements:
- Grass to Turf conversion
- Water conservation improvements (such as xeriscape landscaping or rainwater harvesting)
- Solar water heaters
- Insulation and weatherproofing
- High-efficiency HVAC systems
- Energy-saving windows and doors
- And more!
Eligible projects must be completed by an ICCU Approved Contractor**.
Looking to finance solar panels? We offer solar loans with competitive rates, flexible terms, and a fast, friendly process. Learn more about ICCU Solar Loans.
Loan Payment Calculator
Use our Loan Calculator to see what your monthly payment could look like. It’s fast, easy, and helps you plan with confidence.
How It Works
Upgrading your home is simple with ICCU. Here’s how to get started:
- Work with an ICCU Approved Contractor**
- Apply for your Green Loan through your contractor
- Complete your home improvement project
- Enjoy a more efficient, comfortable home
Good to Know:
- Green Loans are only available through ICCU Approved Contractors**
Let’s Build a Greener Future—Together
Ready to make your home more efficient and comfortable? ICCU is here to help you take the next step.
- Low, Fixed Rates – Predictable payments that can fit your budget
- Flexible Terms – Finance projects big or small
- Eco-Friendly Focus – Support sustainability while helping you saving money
- No Prepayment Penalties – Pay off early and reduce interest costs
- Local Support – Work with a team that understands your goals
Green Loans
| Type | Rate* | ||
|---|---|---|---|
| Type15 years | Rate*7.99% | Terms | |
| Type10 years | Rate*6.99% | Terms | |
| Type7 years | Rate*5.99% | Terms | |
| Type5 years | Rate*4.99% | Terms |
**Contractors who provide services related to Green Loans operate independently from ICCU and are not ICCU employees. ICCU does not endorse or make any representations or warranties regarding the quality of work provided by any contractor. It is the responsibility of our Members and prospective Members to interview and select a contractor that meets their needs.
Federal, state, and local programs may offer rebates or tax credits, subject to eligibility requirements and change. ICCU does not provide tax or legal advice. Please consult a tax professional to determine eligibility and potential benefits.