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Idaho Central Credit Union
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Vehicle Loans


Vehicle Loan benefits

  • No loan application fees
  • Low, affordable interest rates
  • Quick loan decisions
  • Local, friendly service
See Rates
Auto
Age of Vehicle Loan Term Interest Rate*
2020 or newer 48 months 7.240%
2020 or newer 60 months 7.290%
2020 or newer 72 months 7.590%
2017-2019 48 months 7.440%
2017-2019 60 months 7.490%
2017-2019 72 months 7.790%
2014-2016 48 months 7.890%
2011-2013 48 months 9.190%

Recreational Vehicles
Age of Vehicle Loan Term Interest Rate*
2020 or newer 120 months 9.340%
2020 or newer 144 months 9.790%

Watercraft
Age of Vehicle Loan Term Interest Rate*
2020 or newer 120 months 9.340%
2020 or newer 144 months 9.790%

Off-Road
Age of Vehicle Loan Term Interest Rate*
2020 or newer 60 months 10.290%
2017-2019 36 months 10.340%
2017-2019 48 months 10.840%
2013-2016 60 months 11.490%

Street Motorcycle
Age of Vehicle Loan Term Interest Rate*
2020 or newer 60 months 9.040%
2017-2019 60 months 11.340%
2013-2016 60 months 11.490%


*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Friday, March 31, 2023.

Loan Options

Loan Type Description
Auto Drive away in your dream car, truck, van, or SUV.
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Auto


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RV Create your own adventures with a motorhome, fifth wheel, travel trailer, or horse trailer.
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RV


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Watercraft Make a splash and cool off with a boat or jet ski.
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Watercraft


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Off-Road Enjoy the great outdoors with a dirtbike, ATV, snowmobile, side-by-side, or utility trailer.
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Off-Road


As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

Motorcycle Experience the freedom of the open road on a motorcycle.
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Motorcycle


As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE!

Trailer If you want to tow it, we want to help you finance it.
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Trailer


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Additional Resources

  • Payment Calculator
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ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2023 Idaho Central Credit Union. All rights reserved.