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Deposit Rates

IRA Rates

IRA Savings Accounts

Balance APY* Interest Rate
Balance0-299 APY*0.20% Interest Rate0.20% Terms
Balance300+ APY*0.25% Interest Rate0.25% Terms

IRA Money Market Savings Account

Balance APY* Interest Rate
Balance0-2,499 APY*0.00% Interest Rate0.00% Terms
Balance2,500-24,999 APY*0.40% Interest Rate0.40% Terms
Balance25,000-49,999 APY*0.60% Interest Rate0.60% Terms
Balance50,000-99,999 APY*0.75% Interest Rate0.75% Terms
Balance100,000+ APY*1.00% Interest Rate1.00% Terms

IRA Certificate of Deposit Account

Term APY* Interest Rate Initial Deposit
Term6 Month Promo CD APY*4.80 Interest Rate4.80% Initial Deposit$500 Terms
Term12 Month Promo CD APY*4.70 Interest Rate4.62% Initial Deposit$500 Terms
Term18 Month Promo CD APY*4.40 Interest Rate4.33% Initial Deposit$500 Terms
Term24 Month Promo CD APY*4.15 Interest Rate4.09% Initial Deposit$500 Terms
Term60 Month Promo CD APY*3.75 Interest Rate3.70% Initial Deposit$500 Terms
Term3 Month CD APY*0.30 Interest Rate0.30% Initial Deposit$500 Terms
Term6 Month CD APY*0.45 Interest Rate0.45% Initial Deposit$500 Terms
Term1 Year CD APY*0.70 Interest Rate0.70% Initial Deposit$500 Terms
Term18 Month CD APY*0.80 Interest Rate0.80% Initial Deposit$500 Terms
Term2 Year CD APY*0.90 Interest Rate0.90% Initial Deposit$500 Terms
Term3 Year CD APY*0.95 Interest Rate0.95% Initial Deposit$500 Terms
Term4 Year CD APY*1.00 Interest Rate1.00% Initial Deposit$500 Terms
Term5 Year CD APY*1.10 Interest Rate1.10% Initial Deposit$500 Terms
See all

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How