IRA Rates

IRA Savings Accounts

Balance APY* Interest Rate
0-299 0.200% 0.199%
300+ 0.250% 0.249%

*APY – Annual Percentage Yield

Rates valid for Thursday, November 30 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

IRA Money Market Savings Account

Balance APY* Interest Rate
0-2,499 0.000% 0.000%
2,500-24,999 0.400% 0.399%
25,000-49,999 0.600% 0.598%
50,000-99,999 0.750% 0.747%
100,000+ 1.000% 0.995%

*APY – Annual Percentage Yield

Rates valid for Thursday, November 30 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

IRA Certificate of Deposit Account

Term APY* Interest Rate Initial Deposit
6 Month Promo CD 5.050 5.050% $500
12 Month Promo CD 5.100 5.005% $500
18 Month Promo CD 4.750 4.667% $500
24 Month Promo CD 4.250 4.183% $500
60 Month Promo CD 3.750 3.698% $500
3 Month CD 0.300 0.300% $500
6 Month CD 0.450 0.450% $500
1 Year CD 0.700 0.698% $500
18 Month CD 0.800 0.797% $500
2 Year CD 0.900 0.896% $500
3 Year CD 0.950 0.946% $500
4 Year CD 1.000 0.996% $500
5 Year CD 1.100 1.095% $500
See all

*APY – Annual Percentage Yield

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Rates valid for Thursday, November 30 2023

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How