Savings Rates

Share Savings Account

Balance APY* Interest Rate
0-299 0.000% 0.000%
300+ 0.150% 0.149%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Secondary Savings Account

Balance APY* Interest Rate
0-299 0.000% 0.000%
300+ 0.150% 0.149%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Central Cents Savings Accounts

Balance APY* Interest Rate
0.01+ 0.250% 0.249%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Choice Savings Account

Type Rate*
0-1,499 0.199%
1,500+ 0.249%

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.

Rates valid for Tuesday, November 28, 2023

Youth Savings Account

Balance APY* Interest Rate
0-299 0.150% 0.149%
300-1,499 0.200% 0.199%
1,500+ 0.250% 0.249%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

High-Yield Online Savings Account

Balance APY* Interest Rate
0-999 0.000% 0.000%
1,000-24,999 4.100% 4.024%
25,000-49,999 4.100% 4.024%
50,000-99,999 4.100% 4.024%
100,000-249,999 4.100% 4.024%
250,000+ 4.100% 4.024%
See all

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Health Savings Account

Balance APY* Interest Rate
0-2,499 0.250% 0.249%
2,500-24,999 0.250% 0.249%
25,000+ 0.250% 0.249%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Idaho Medical Savings Account

Balance APY* Interest Rate
0-2,499 0.250% 0.249%
2,500-24,999 0.250% 0.249%
25,000+ 0.250% 0.249%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Coverdell Education Savings Account

Balance APY* Interest Rate
0-299 0.200% 0.199%
300+ 0.250% 0.249%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Idaho First-Time Home Buyer Savings

Balance APY* Interest Rate
0-2,499 0.250% 0.249%
2,500-24,999 0.250% 0.249%
25,000+ 0.250% 0.249%

*APY – Annual Percentage Yield

Rates valid for Tuesday, November 28 2023

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How