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Deposit Rates

Savings Rates

Share Savings Account

Balance APY* Interest Rate
Balance0-299 APY*0.00% Interest Rate0.00% Terms
Balance300+ APY*0.15% Interest Rate0.15% Terms

Secondary Savings Account

Balance APY* Interest Rate
Balance0-299 APY*0.00% Interest Rate0.00% Terms
Balance300+ APY*0.15% Interest Rate0.15% Terms

Central Cents Savings Accounts

Balance APY* Interest Rate
Balance0.01+ APY*0.25% Interest Rate0.25% Terms

Choice Savings Account

Balance APY* Interest Rate
Balance0-1,499 APY*0.20% Interest Rate0.20% Terms
Balance1,500+ APY*0.25% Interest Rate0.25% Terms

Youth Savings Account

Balance APY* Interest Rate
Balance0-299 APY*0.15% Interest Rate0.15% Terms
Balance300-1,499 APY*0.20% Interest Rate0.20% Terms
Balance1,500+ APY*0.25% Interest Rate0.25% Terms

High-Yield Online Savings Account

Balance APY* Interest Rate
Balance0-999 APY*0.00% Interest Rate0.00% Terms
Balance1,000-24,999 APY*3.75% Interest Rate3.69% Terms
Balance25,000-49,999 APY*3.75% Interest Rate3.69% Terms
Balance50,000-99,999 APY*3.75% Interest Rate3.69% Terms
Balance100,000-249,999 APY*3.75% Interest Rate3.69% Terms
Balance250,000+ APY*3.75% Interest Rate3.69% Terms
See all

Health Savings Account

Balance APY* Interest Rate
Balance0-2,499 APY*0.25% Interest Rate0.25% Terms
Balance2,500-24,999 APY*0.25% Interest Rate0.25% Terms
Balance25,000+ APY*0.25% Interest Rate0.25% Terms

Idaho Medical Savings Account

Balance APY* Interest Rate
Balance0-2,499 APY*0.25% Interest Rate0.25% Terms
Balance2,500-24,999 APY*0.25% Interest Rate0.25% Terms
Balance25,000+ APY*0.25% Interest Rate0.25% Terms

Coverdell Education Savings Account

Balance APY* Interest Rate
Balance0-299 APY*0.20% Interest Rate0.20% Terms
Balance300+ APY*0.25% Interest Rate0.25% Terms

Idaho First-Time Home Buyer Savings

Balance APY* Interest Rate
Balance0-2,499 APY*0.25% Interest Rate0.25% Terms
Balance2,500-24,999 APY*0.25% Interest Rate0.25% Terms
Balance25,000+ APY*0.25% Interest Rate0.25% Terms

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How