Check out quickly and safely with your Idaho Central Visa® credit or debit card.
Idaho Central Visa Cards now feature both EMV chip and contactless technology to provide you with fast, easy, and secure payment options. Whether you are tapping your card on the go or inserting the embedded chip, you are protected from potential in-store fraud with a one-time use code for each transaction. With a hassle-free Idaho Central Visa Card you can shop even faster and be more secure.
Check out faster when you tap to pay. Your payment is processed in seconds and you’re on your way.
No more swiping or inserting your card. Just tap your card on the contactless symbol at the checkout terminal.
Your contactless card generates a one-time code that securely protects your payment information. And whether you tap, insert, or swipe your Idaho Central card, pay with confidence with fraud monitoring, zero fraud liability, identity theft protection, and CardControl.
It’s as simple as 1-2-3!
Check for the Contactless Symbol on the store’s checkout terminal.
When prompted, bring our card or device within a few inches of the Contactless Symbol.
Get the ok – a “beep”, checkmark, or green light – and go, you’re all set!
Frequently Asked Questions
What is a contactless credit card?
A contactless credit card allows payments to be made through a contactless-enabled checkout terminal with a simple tap of the card. With short-range wireless technology a contactless card uses a one-time use code for fast and secure payments.
How do I know if my card can make contactless payments?
You will see the Contactless Indicator on the front of your card.
Why am I receiving a new card?
All ICCU members with existing credit or debit cards will receive a contactless card upon reissue.
How do I get a contactless card?
Starting in March 2020, new and reissued Idaho Central Visa credit and debit cards will feature contactless technology.
Are contactless payments safe?
Yes. Just like with a chip card, each transaction is accompanied by a one-time code that securely protects your payment information. Additionally, you can’t pay accidentally – your card must be within 1-2 inches of the terminal for the sale to register. And you won’t be billed twice, even if you accidentally tap twice.
How does EMV chip and contactless technology protect my information?
Whether you use the EMV chip or tap and go with your contactless visa card, you are protected with a one-time code that protects your payment information.
How do contactless payments work?
When you’re shopping in-store and are ready to make your payment, look for the Contactless Symbol on the checkout terminal. If you see the Contactless Symbol, simply bring your card or device within a few inches of the Contactless Symbol. Get the ok – a “beep”, checkmark, or green light – and go, you’re all set!
Is this technology similar to mobile wallets, like Apple Pay®?
Yes. Contactless technology uses the same technology as mobile wallets such as Apply Pay and Google Pay™.
Where can I pay with a contactless card or payment-enabled device?
Pay with your contactless card anywhere you see the Contactless Symbol .
Can I still swipe or insert my Visa contactless card even if I don’t see the contactless symbol at the checkout terminal?
Yes. If you don’t see the Contactless Symbol on the checkout terminal, you can still swipe or insert your contactless card, just like any other Visa card.
Am I still protected against unauthorized charges?
Yes. To dispute a transaction on your credit card, contact a customer service representative at ICCU. Call 1-800-456-5067.
What should I do with my existing Idaho Central Visa Card?
Once you have received your new Contactless Visa Card, destroy your old card right away for security purposes.
Has my card information changed?
No. However, instead of having your card information on the front of the card, all card information is now found on the back of your new Contactless Visa Card.
Will I have to pay any fees to use my chip card?
No. There are no fees for regular point of sale transactions. However, if you make purchases processed outside the U.S. or if you travel internationally, Visa charges a 1% transaction fee on those international purchases.