About
Sandra (“Sandy”) Penner is a Senior Private Client Officer with 20+ years of private banking experience serving high-net-worth and ultra-high-net-worth individuals and businesses. She previously held roles at Citi Private Bank, Bank of America/US Trust, and Goldman Sachs. Sandy brings a background in investments and uses that perspective to anticipate client needs across banking, lending, and coordinated planning.
Your Officer at a Glance
Here’s what you can count on when working with your officer.
Experience
- 20+ years in private banking
- Previous experience at Citi Private Bank, Bank of America/US Trust, and Goldman Sachs
Financial Solutions
- Dedicated Private Client Officer/Banker and support team
- Customized lending solutions for complex borrowing needs
- Preferred pricing and relationship-based rates on eligible deposit and loan products
- Deposit, cash-management, and liquidity solutions
- Coordination with wealth management and insurance partners
Credentials
- Licensed Securities Agent (FINRA Series 7)
- Licensed Securities Agent (FINRA Series 63)
- Investment Adviser Representative (FINRA Series 66)
- B.S. from Roger Williams University
- Named in Marquis Who’s Who in America for 2025-2026 in Financial Services
- Awarded Chairman’s Council at Citi Private Bank – 2018
- Highlighted in Idaho Business Review 2025
