$200 Cash Back and Low Intro APR1
Apply for a Rewards Visa Credit Card and earn $200 cash back when you spend $500 a month for the first 3 months after opening the card. Plus, get 0% intro APR for 6 months, after that a variable APR of 13.99% – 24.00% applies.1
- 3X points on wholesale clubs (Costco, Sam’s Club)
- 2X points on dining, gas, and grocery
- 1X points on all other purchases
- Plus, see below for an Amazon Prime subscription reimbursement benefit
Rewarding You With Benefits
With an ICCU Rewards Visa Credit Card, you’ll have confidence that your money is safe and secure. Plus, you can have more peace of mind when making daily purchases or when you travel.
Great Low Rates
- See our competitive rates
- No annual fee**
- No balance transfer fees**
Security & Protection
Your Everyday Purchases Will Really Pay Off
Redeem your points for cash back, gift cards, travel, and more!
Cash
Get next-day cash back! All cash back requests submitted before 4:59 pm MT will be credited the very next day. Get your cash back either as statement credit or deposited into your Share Savings Account. Spend it wherever or whenever, on whatever you’d like!
Travel
Spontaneous or planned, however you choose to travel; ICCU Visa Rewards offers a wide range of getaways to suit your style.
Gift Cards
Treat yourself to a day of shopping followed by a night on the town. Enjoy a variety of gift card reward options including dining, shopping, entertainment and more!
Merchandise
With ICCU Visa Rewards’ extensive merchandise selection, you’ll be sure to find the reward item you’ve been saving for! Browse hundreds of rewards including cameras, tablets, gaming consoles and more!
Amazon Prime Subscription Reimbursement2
Enjoy the many perks of your ICCU Rewards Visa Credit Card PLUS get your Amazon Prime subscription reimbursed! Simply spend over $1,000 in net purchases on your Rewards card each billing cycle, and we’ll cover your Amazon Prime subscription fee. Whether you pay monthly or annually, you’ll receive a statement credit for the subscription cost. It’s our way of saying thank you for being a valued cardholder.
Take Charge With CardControl
It’s your money so you deserve to run the controls. With CardControl you can control all your ICCU Visa cards in ICCU’s eBranch Mobile App or Online Banking. Simple, easy, and in control. Keep up the good work!
Visa Credit Cards
| Type | APR* | Grace Period for Purchases | Annual Fee** | ||
|---|---|---|---|---|---|
| TypePremier Rewards | APR*variable rate as low as 17.99% | Grace Period for Purchases20 to 25 days | Annual Fee**None | Terms | |
| TypeRewards | APR*variable rate as low as 13.99% | Grace Period for Purchases20 to 25 days | Annual Fee**None | Terms | |
| TypePlatinum | APR*variable rate as low as 11.99% | Grace Period for Purchases20 to 25 days | Annual Fee**None | Terms |
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
**APR ranges from 13.99% to 24.00% based on card type and creditworthiness. Foreign transaction fee: 1%. Cash advance fee: $10 or 5% of the transaction amount, whichever is greater. Interest on balance transfers and cash advances accrues from the transaction date.
1$200 welcome bonus is only applicable for new consumer ICCU Rewards Visa Credit Cards. To qualify for the welcome bonus, the total of all debits and credits for each 30-day period over the first 90 days from account opening must exceed $500. Meeting qualifications will earn the account holder 32,000 points. 32,000 points is equivalent to $200 cash back. Cash back can be deposited into member’s Share Savings Account or paid as statement credit. Cash back redeemable at rewards.iccu.com. Welcome bonus earnings will be applied and eligibility will be calculated at the account level, not by card. Balance transfers and cash advances do not count towards spending requirements. Only new purchases and transactions posted with code CCP that earn points are eligible for rewards. Welcome bonus points will be awarded once to each qualifying member account and will be posted during the first full month following the promotion and 90-day spend period. The 0% introductory APR on new purchases is only valid for the first 6 months immediately following the opening of the account(s), after that a variable APR of 13.99% – 24.00% will be applied. Must apply and be approved for a new consumer ICCU Rewards Visa Credit Card to participate. Offer not valid for ICCU Business Rewards Cards, for members who currently hold an ICCU Rewards or Premier Rewards Card account, or for members who have previously had an ICCU Rewards or Premier Rewards Card account that is now closed. All loans OAC.
2Amazon Prime subscription reimbursement offer is only applicable for new and existing ICCU Premier Rewards Visa and ICCU Rewards Visa Credit Card accounts. To qualify for Amazon Prime subscription reimbursement, the total of all net purchases (eligible purchases minus returns) for your billing cycle must exceed $1,000 in the prior billing cycle. Balance transfers and cash advances do not count towards the spend requirement. The Amazon Prime subscription must be charged to the ICCU Premier Rewards Visa or ICCU Rewards Visa Credit Card account that met the spending requirement. If the Amazon Prime subscription is charged monthly, ICCU will issue a statement credit for the monthly subscription fee. Limit 1 monthly reimbursement per month per account. If the Amazon Prime subscription is charged annually, ICCU will issue a statement credit for the annual subscription fee. Limit 1 annual reimbursement per year per account. The statement credit will be issued within 4-6 weeks after the subscription charge is posted to the card. Your account must be in good standing to be eligible for the reimbursement. Offer is not valid for ICCU Business Rewards Credit Cards. Cardholders must apply and be approved for an ICCU Premier Rewards Visa Credit Card or ICCU Rewards Visa Credit Card to participate. All loans are subject to credit approval (OAC). ICCU reserves the right to modify or terminate this offer at any time. If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer, or if you return purchases made to meet the Amazon Prime subscription reimbursement offer spending requirement, we may withhold, freeze, or revoke your Amazon Prime subscription reimbursement.