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Idaho Central Credit Union
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Certificates of Deposit (CDs)

Saving with CDs

An Idaho Central Certificate of Deposit (CD) pays you a fixed interest rate with a variety of terms available for your specific needs. We offer terms ranging from 90 days to 5 years. All of our CDs have a low minimum balance of $500 to open. Funds in all Idaho Central accounts are federally insured up to $250,000, and we pay great rates.

See Rates
Personal CD
Term APY* Interest Rate Initial Deposit
6 Month Promo CD 2.750% 2.750% $500
12 Month Promo CD 5.000% 4.908% $500
18 Month Promo CD 4.000% 3.941% $500
24 Month Promo CD 4.550% 4.474% $500
60 Month Promo CD 3.750% 3.698% $500
3 Month CD 0.050% 0.050% $500
6 Month CD 0.200% 0.200% $500
1 Year CD 0.400% 0.399% $500
18 Month CD 0.450% 0.449% $500
2 Year CD 0.500% 0.499% $500
3 Year CD 0.550% 0.548% $500
4 Year CD 0.600% 0.598% $500
5 Year CD 0.750% 0.747% $500
A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.
*APY - Annual Percentage Yield
Rates valid for Wednesday, February 1, 2023.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Personal CDs

Account Type Details
24-Month Promo CD
GREAT RATE
$500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.
12-Month Promo CD
BEST RATE
$500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.
6-Month Promo CD $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.
18-Month Promo CD $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.
60-Month Promo CD $500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.

Idaho Central Credit Union also offers:

  • IRA CDs
  • Coverdell ESA CDs
  • Business CDs

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Calculators

CD Ladder Calculator Certificate of Deposit Calculator

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ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2023 Idaho Central Credit Union. All rights reserved.