An Idaho Central Certificate of Deposit (CD) pays you a fixed interest rate with a variety of terms available for your specific needs. We offer terms ranging from 90 days to 5 years. All of our CDs have a low minimum balance of $500 to open. Funds in all Idaho Central accounts are federally insured up to $250,000.
See Rates OPEN NOW| Account Type | Best if... | Terms Available |
| CDs | Best If: You want to lock in a great rate for a specified term. |
Terms Available:
Ranging from 90 days to 5 years.
10-day renewal grace period and a 1-time additional deposit in first 60 days. |
| Business CDs | Best If: You want a guaranteed savings rate for your business. |
Terms Available:
Ranging from 90 days to 5 years.
10-day renewal grace period and a 1-time additional deposit in first 60 days. |
| IRA CDs | Best If: You want a guaranteed, higher savings rate to plan for your future. |
Terms Available:
Ranging from 90 days to 5 years.
10-day renewal grace period and a 1-time additional deposit in first 60 days. |
| Coverdell Education Savings Account (ESA) CDs | Best If: You want an education savings account where earnings grow on a tax-deferred basis and distributions are tax-free* if qualified. View our informative Coverdell ESA brochure. *Consult your tax advisor. |
Terms Available:
Ranging from 90 days to 5 years.
10-day renewal grace period and a 1-time additional deposit in first 60 days. |
Investing in a Certificate of Deposit (CD) is a great way to provide flexibility for your changing financial future needs.
Apply Today