Saving with CDs
An Idaho Central Certificate of Deposit (CD) pays you a fixed interest rate with a variety of terms available for your specific needs. We offer terms ranging from 90 days to 5 years. All of our CDs have a low minimum balance of $500 to open. Funds in all Idaho Central accounts are federally insured up to $250,000, and we pay great rates.
See Rates
Personal CD
Term |
APY* |
Interest Rate |
Initial Deposit |
6 Month Promo CD |
0.250% |
0.250% |
$500 |
12 Month Promo CD |
0.350% |
0.349% |
$500 |
24 Month Promo CD |
0.450% |
0.449% |
$500 |
60 Month Promo CD |
0.750% |
0.747% |
$500 |
3 Month CD |
0.050% |
0.050% |
$500 |
6 Month CD |
0.100% |
0.100% |
$500 |
18 Month CD |
0.200% |
0.199% |
$500 |
1 Year CD |
0.150% |
0.149% |
$500 |
2 Year CD |
0.250% |
0.249% |
$500 |
3 Year CD |
0.300% |
0.299% |
$500 |
4 Year CD |
0.350% |
0.349% |
$500 |
5 Year CD |
0.450% |
0.449% |
$500 |
A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.*APY - Annual Percentage YieldRates valid for Thursday, February 25, 2021.The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.*APY - Annual Percentage YieldRates valid for Thursday, February 25, 2021.The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.