Certificates of Deposit (CDs) - ICCU - Idaho Central Credit Union

Saving with CDs

An Idaho Central Certificate of Deposit (CD) pays you a fixed interest rate with a variety of terms available for your specific needs. We offer terms ranging from 90 days to 5 years. All of our CDs have a low minimum balance of $500 to open. Funds in all Idaho Central accounts are federally insured up to $250,000, and we pay great rates.

See Rates

Term	APY*	Interest Rate	Initial Deposit
6 Month Promo CD	0.450%	0.450%	$500
12 Month Promo CD	0.550%	0.548%	$500
24 Month Promo CD	0.650%	0.648%	$500
60 Month Promo CD	0.950%	0.946%	$500
3 Month CD	0.050%	0.050%	$500
6 Month CD	0.100%	0.100%	$500
18 Month CD	0.200%	0.199%	$500
1 Year CD	0.150%	0.149%	$500
2 Year CD	0.250%	0.249%	$500
3 Year CD	0.400%	0.399%	$500
4 Year CD	0.500%	0.499%	$500
5 Year CD	0.600%	0.598%	$500

Personal CDs

Account Type	Details
6-Month Promo CD	$500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.
12-Month Promo CD	$500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.
24-Month Promo CD	$500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.
60-Month Promo CD	$500 initial deposit. 10-day renewal grace period and a 1-time additional deposit in first 60 days.

Idaho Central Credit Union also offers:

Business CDs

Saving with CDs

Personal CD

Personal CDs

Calculators