Checking Accounts


Checking benefits

  • Free Online Banking
  • Free Access to 30,000 ATMs
  • Free Online eStatements
  • Free Touch Tone Teller
  • Free Visa Check Card
  • Free Bill Payment
  • Free Automatic Transfers
  • Overdraft Protection Options
  • Free Direct Deposit
  • NCUA Insured up to $250,000
  • Free Mobile Banking
  • Free Check Images
  • Apple Pay
  • And Much More!
See Rates
Account Type Best if... Minimum Balance & Monthly Fees
Free Checking You want a free checking account.

None

+ MORE DETAILS
Go Green! Checking You want an environmentally friendly checking account that rewards you for going green.

None*

+ MORE DETAILS
Money Market Checking You want a checking account that earns interest.

$2,500 or $10/month

+ MORE DETAILS
New Generation Checking You want a completely free checking account for young adults ages 16-24.

None

+ MORE DETAILS
Classic Checking You want a free checking account for members age 50+ with extra perks.

None

+ MORE DETAILS

Make The Switch

In just a few simple steps, you can be on your way to enjoying all the benefits of an ICCU membership.

Step
1

Open Your Account

For your convenience, you can open your account online right now! The process is easy, and we’ll walk you through it step by step. Or if you prefer, stop by and open your account at any ICCU branch.

Step
2

Switch Your Direct Deposit and Automatic Payments

Once you have opened your account you will need to switch your Direct Deposit and automatic payments to your new ICCU account. Don’t worry, this is easier than you think. Simply use our Switch Kit Checklist to guide you through the letters listed below.

Direct Deposit Letter ACH Withdrawal Letter
Step
3

Closing Your Old Account

Before closing your old account, make sure the following have been completed:

01
All checks have cleared your old account
02
All Direct Deposit and automatic payments have been switched to your new ICCU account
03
For your protection, destroy any remaining checks, debit cards and ATM cards from your old account

Upon completion of these steps, submit a Letter of Closure to your old financial institution.

Apply For Membership Today

Idaho Central Credit Union offers a variety of checking account options. Whether it's a totally FREE checking account or a checking account that earns a competitive interest rate, we've got one that's just right for you.

Apply Today