According to National Retail Federation’s annual survey total spending for K-12 and college back-to-school shopping for the average family is expected to reach $75.8 billion, up from last year’s $68 billion. To help keep your costs to a minimum this year we’ve put together a few helpful budgeting tips.
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With the summer season finally here, it’s time to get the sunscreen out and barbecues ready. The hustle and bustle of summer has just begun, and unfortunately along with the high temperatures can come high costs. Luckily we have a list to help you supersize your savings this summer and avoid breaking the bank.
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When you ask most people what the difference between a credit union and a bank is, they might be able to list one or two differences, but they likely won’t be able to paint the whole picture. At ICCU we want to give you the proper information to help you figure out what meets your banking needs.
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Balancing a checkbook and printed statements are becoming things of the past. With ICCU’s online banking and mobile banking options you have all the resources you could ask for at the tips of your fingers. If you aren’t familiar with ICCU’s online banking and mobile banking features here are a few of our favorites.
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The future is closer than it seems and building a nest egg is a huge piece of being financially sound. It’s important to remember that saving for retirement is a long term goal that takes dedication and consistency to maintain. Realizing that it takes time to build wealth will go a long way in helping you make smart financial decisions today.
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As interest rates continue to stay at record lows, today might be a great time for you to consider refinancing your mortgage. Refinancing your mortgage can not only lower your interest rate, but can allow you to change the term of your loan, cash out some of your equity, or convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa. It is important to familiarize yourself with the pros and cons of refinancing before you decide the route that is best for your financial success.
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Getting an auto loan can be stressful and cost you more than you ever thought it would. At ICCU we are here to help members achieve financial success and getting the right auto loan is critical in doing that.
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Financial emergencies—from a layoff to a root canal are a fact of life. Having an emergency fund in place is an essential part of being financially healthy. It is something you can fall back on in times of trouble so you don’t have to panic. Building your emergency fund can be a daunting task when you are on a tight budget, but it doesn’t have to be. Here are some ways you can build your emergency fund even while struggling.
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Valentine’s Day is just around the corner and while it’s a fun day to celebrate those special people in your life, it is easy to get caught up in the pressure to spend more than you can afford to prove your undying love.
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Getting married should be one of the most special times of your life, but it can also be one of the most stressful. Brides and grooms alike suggest two things when planning the big day – communicate and pay in cash. Here are some first steps that will reduce the stress and increase the joy of this happy time.
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