Adjustable Rate Mortgage, otherwise known as ARM, is a loan that starts with a fixed lower interest rate for a period of time, then the rate changes. The interest rate usually increases, but the rate could decrease depending on market rates at the time. At ICCU, we offer 5/5 ARM home loans. A 5/5 ARM […]
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Planning for your retirement can be overwhelming, and with it being so far in the future, it’s easy to put it off to another day. In fact, in a 2018 study by Northwestern Mutual, 21% of Americans have no money saved for retirement at all. If you’re part of the 21%, it may feel overwhelming to […]
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We’re so excited to announce our partnership with Stukent — a digital education courseware provider—in providing a grant for all high schools in the state of Idaho to receive Stukent’s Mimic Personal Finance Simulation and Curriculum for free for five years. This grant will give high school students all over the state the opportunity to […]
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Each year, the Christmas season comes to many of us as a surprise. (Didn't we just take down those lights?) When it does, the excitement of the holidays can quickly become overshadowed by financial burden. This year, take a little time to plan ahead and save yourself from some of that stress by starting to save for the holidays today!
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Our habits, good and bad, play a huge role in our success. Establishing what may seem like simple daily practices can lead to huge financial gains in the long term.
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Spring cleaning? You probably do it every year. Clearing out old junk from the garage and retiring beat down clothes that simply won’t make it another year. But so often people neglect the type of spring cleaning that they should focus on most; their finances! Spring cleaning your finances is an excellent way to stay up to date on your savings progress while giving you confidence towards understanding your financial path to freedom.
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