Personal Finance

  • Paying with a Tap and Go card|
    Financial Education

    November 9, 2020

    All You Need to Know About Tap-and-Go Cards

    As Tap-and-Go cards become more and more popular, especially in today’s environment, questions arise about where these cards are accepted as well as the safety and security of contactless transactions.  We would like to provide some more information on what you need to know about these cards. Are Tap-and-Go cards safe? Contactless cards have the […]

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  • Laptop on desk with notebook
    Financial Education

    August 7, 2020

    Meeting a Savings Goal

    Everyone wants to save money, but it often gets put on the back burner. When it comes to saving money, it may seem easier said than done, but it doesn’t have to be that way. Taking a close look at what you want to save for and creating a plan for how to get there […]

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  • Couple Completing ARM loan application with ICCU loan officer
    Financial Education

    January 30, 2020

    5 Times an Adjustable Rate Mortgage Is a Good Move

    Adjustable Rate Mortgage, otherwise known as ARM, is a loan that starts with a fixed lower interest rate for a period of time, then the rate changes. The interest rate usually increases, but the rate could decrease depending on market rates at the time. At Idaho Central Credit Union, we offer 5/5 ARM home loans. […]

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  • Post-it notes with 401K
    Financial Education

    January 15, 2020

    All About 401K and IRA

    Planning for your retirement can be overwhelming, and with it being so far in the future, it’s easy to put it off to another day. In fact, in a 2018 study by Northwestern Mutual, 21% of Americans have no money saved for retirement at all. If you’re part of the 21%, it may feel overwhelming to start, but […]

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  • high school students in personal finance class raise hands

    November 22, 2019

    New Grant for All Idaho High Schools

    We’re so excited to announce our partnership with Stukent — a digital education courseware provider—in providing a grant for all high schools in the state of Idaho to receive Stukent’s Mimic Personal Finance Simulation and Curriculum for free for five years. This grant will give high school students all over the state the opportunity to […]

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  • Jar of change with Christmas lights in the distance behind it.
    Financial Education

    September 18, 2019

    Why You Should Start Saving for the Holidays Now

    Each year, the Christmas season comes to many of us as a surprise. (Didn't we just take down those lights?) When it does, the excitement of the holidays can quickly become overshadowed by financial burden. This year, take a little time to plan ahead and save yourself from some of that stress by starting to save for the holidays today!

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  • Laundered dollars hanging on a rope with clothespins
    Financial Education

    March 18, 2018

    Spring Clean Your Finances

    Spring cleaning? You probably do it every year. Clearing out old junk from the garage and retiring beat down clothes that simply won’t make it another year. But so often people neglect the type of spring cleaning that they should focus on most; their finances! Spring cleaning your finances is an excellent way to stay up to date on your savings progress while giving you confidence towards understanding your financial path to freedom.

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