4.20% APY* 18-Month Promo CD

Lock in a competitive fixed rate with our 18‑Month Promo CD, earning 4.20% APY.* This limited-time offer is available to new and existing members. Rates are subject to change, and terms apply.

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Family viewing 18-month CD promo on their tablet.

Limited-Time Promo CD Rates

Lock in a solid rate with our limited-time Promo CDs before the offer ends. With a fixed rate and set term, you’ll know exactly what to expect.

Best Rate

18-Month Promo CD

Lock in this limited-time rate

4.20% APY*

  • Lock in a competitive fixed rate for 18 months
  • Ideal for maximizing earnings over time
  • Fixed APY for predictable earnings
  • Less exposure to short‑term rate changes
  • $500 minimum opening deposit
  • Available to new and existing members
  • Federally insured by NCUA

12-Month Promo CD

A great option for a shorter commitment

4.15% APY*

  • Strong rate with a shorter 12‑month term
  • Fixed APY for predictable earnings
  • Flexible option for near‑term savings goals
  • $500 minimum opening deposit
  • Available to new and existing members
  • Federally insured by NCUA
See All Promo CDs

Make Your Money Work Hard with High-Yield Online Savings at 3.40% APY2

Earn a competitive 3.40% APY2 with no term commitment, so your savings can continue to grow while remaining available whenever you need it. It’s a simple, flexible way to earn more on your savings without locking your funds away.

Competitive Rate
Earn 3.40% APY2 and make more of every dollar you save.

No Term Commitment
Enjoy the freedom of accessing your money without being tied to a fixed term.

Easy Online Access
Manage your account anytime through ICCU’s online and mobile banking tools.

See Other Savings Options

1APY- Annual Percentage Yield. Other terms and rates available. Rates subject to change at any time. $500 minimum opening deposit. Penalty for early withdrawal. Fees may reduce earnings. Compounding and crediting: for terms 12 months or greater, interest will be compounded and credited to the certificate account quarterly, becoming part of the principal balance. Insured by NCUA.

2APY – Annual Percentage Yield. Rates valid as of 7/20/2026 and may change at any time. Variable rate may change after opening. Fees may reduce earnings. Minimum opening deposit of $1,000. Insured by NCUA.

Calculate Your Earnings

See how much you could earn with an ICCU Certificate of Deposit. Adjust the deposit amount and term to fit your financial goals.