visa benefits
- HASSLE FREE
- LOW RATES
- NO ANNUAL FEES
- NO FEES FOR BALANCE TRANSFERS
- NO FEES FOR CASH ADVANCES
- 20-25 DAY GRACE PERIOD ON PURCHASES
- WORLDWIDE ATM ACCESS
- PAYMENT PROTECTION AVAILABILITY
- ZERO FRAUD LIABILITY
- AUTO RENTAL INSURANCE
- IDENTITY THEFT PROTECTION
- TRAVEL ACCIDENT INSURANCE
- WARRANTY MANAGER SERVICE
- TRAVEL/EMERGENCY ASSISTANCE SERVICES
- CardControl
- Card Fraud Monitoring
Visa Credit Cards
| Type | APR* | Grace Period for Purchases | Annual Fee |
|---|---|---|---|
| Premier Rewards | Variable rate as low as 14.24% | 20 to 25 days | None |
| Rewards | Variable rate as low as 10.24% | 20 to 25 days | None |
| Variable-Rate Platinum | Variable rate as low as 9.24% | 20 to 25 days | None |
| Fixed-Rate Platinum | Fixed rate as low as 13.99% | 20 to 25 days | None |
*APR - Annual Percentage Rate
Rates valid for Thursday, February 27, 2020.
| CARD TYPE | BEST IF... | MORE DETAILS |
| Premier Rewards Visa | You pay your bill off monthly and want rewards with some extra perks. | + MORE DETAILS |
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Premier Rewards Visa |
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| Rewards Visa | You have a small balance and still want to earn rewards. | + MORE DETAILS |
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Rewards Visa |
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| Variable-Rate Platinum Visa | You carry a balance and need a low rate. | + MORE DETAILS |
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Variable-Rate Platinum Visa |
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| Fixed-Rate Platinum Visa | You want the security of a fixed rate. | + MORE DETAILS |
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Fixed-Rate Platinum Visa |
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CardControl
Credit Card Payoff Calculator
Verified by Visa confirms your identity with an extra password when you make an online purchase. You can enroll your card while shopping at a participating merchant. You can now have added security when you use your Verified by Visa password at participating online merchants. Enroll your Visa Credit or HELOC card in Verified By Visa. Enroll your Visa Check card in Verified By Visa.
All of Idaho Central Credit Union's Visa Cards are equipped with EMV Chip Technology, an embedded chip, making your purchases more secure when used at chip-activated terminals. Learn more about EMV.
To redeem your Idaho Central Visa Rewards points, click Visa Rewards in eBranch. To redeem by phone, call 1-800-825-9994.