visa benefits
- HASSLE FREE
- LOW RATES
- NO ANNUAL FEES
- NO FEES FOR BALANCE TRANSFERS
- NO FEES FOR CASH ADVANCES
- 20-25 DAY GRACE PERIOD ON PURCHASES
- WORLDWIDE ATM ACCESS
- PAYMENT PROTECTION AVAILABILITY
- ZERO FRAUD LIABILITY
- AUTO RENTAL INSURANCE
- IDENTITY THEFT PROTECTION
- TRAVEL ACCIDENT INSURANCE
- WARRANTY MANAGER SERVICE
- TRAVEL/EMERGENCY ASSISTANCE SERVICES
- CardControl
- Card Fraud Monitoring
Visa Credit Cards
| Type | APR* | Grace Period for Purchases | Annual Fee |
|---|---|---|---|
| Premier Rewards | Variable rate as low as 16.49% | 20 to 25 days | None |
| Rewards | Variable rate as low as 12.49% | 20 to 25 days | None |
| Variable-Rate Platinum | Variable rate as low as 11.49% | 20 to 25 days | None |
| Fixed-Rate Platinum | Fixed rate as low as 13.99% | 20 to 25 days | None |
*APR - Annual Percentage Rate
Rates valid for Thursday, December 1, 2022.
| CARD TYPE | BEST IF... | MORE DETAILS |
| Premier Rewards Visa | You want to maximize your rewards and perks, and don't typically carry a balance each month. | + MORE DETAILS |
| Close | ||
Premier Rewards Visa |
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Premier Rewards Visa Account Disclosure As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE! Rewards
Low Interest/No Fees
Protection
Travel
As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE! |
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| Rewards Visa | You want to earn rewards on all your purchases with a lower interest rate on your monthly balance. | + MORE DETAILS |
| Close | ||
Rewards Visa |
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Rewards Visa Account Disclosure As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE! Rewards
Low Interest/No Fees
ProtectionTravel
As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE! |
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| Variable-Rate Platinum Visa | You need a low rate on your monthly balance. | + MORE DETAILS |
| Close | ||
Variable-Rate Platinum Visa |
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Variable Platinum Visa Account Disclosure As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE! Low Interest/No Fees
ProtectionTravel
As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE! |
||
| Fixed-Rate Platinum Visa | You want the security of a fixed rate. | + MORE DETAILS |
| Close | ||
Fixed-Rate Platinum Visa |
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Fixed Platinum Visa Account Disclosure As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE! Fixed Interest/No Fees
ProtectionTravel
As an ICCU member, check your credit score anytime with MY CREDIT in eBranch. It's FREE! |
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CardControl Credit Card Payoff Calculator
Visa Secure confirms your identity with an extra password when you make an online purchase. You can enroll your card online or while shopping at a participating merchant. You can now have added security when you use your Visa Secure password at participating online merchants.
All of Idaho Central Credit Union's Visa Cards are equipped with Contactless and EMV Chip Technology to provide you with fast, easy, and secure payment options. Learn more about Contactless and EMV Chip Technology.
To redeem your Idaho Central Visa Rewards points, click Visa Rewards in eBranch. To redeem by phone, call 1-800-825-9994.