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Idaho Central Credit Union
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Visa Credit Cards


visa benefits

  • HASSLE FREE
  • LOW RATES
  • NO ANNUAL FEES
  • NO FEES FOR BALANCE TRANSFERS
  • NO FEES FOR CASH ADVANCES
  • 20-25 DAY GRACE PERIOD ON PURCHASES
  • WORLDWIDE ATM ACCESS
  • PAYMENT PROTECTION AVAILABILITY
  • ZERO FRAUD LIABILITY
  • AUTO RENTAL INSURANCE
  • IDENTITY THEFT PROTECTION
  • TRAVEL ACCIDENT INSURANCE
  • WARRANTY MANAGER SERVICE
  • TRAVEL/EMERGENCY ASSISTANCE SERVICES
  • CardControl
  • Card Fraud Monitoring
See Rates
Visa Credit Cards
Type APR* Grace Period for Purchases Annual Fee
Premier Rewards Variable rate as low as 12.74% 20 to 25 days None
Rewards Variable rate as low as 8.74% 20 to 25 days None
Variable-Rate Platinum Variable rate as low as 7.74% 20 to 25 days None
Fixed-Rate Platinum Fixed rate as low as 13.99% 20 to 25 days None

*APR - Annual Percentage Rate
Rates valid for Tuesday, January 19, 2021.
CARD TYPE BEST IF... MORE DETAILS
Premier Rewards Visa You pay your bill off monthly and want rewards with some extra perks.

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Premier Rewards Visa

Premier Rewards Visa Account Disclosure
Credit Card Agreement

  • 2 points per $1.00 spent on purchases
  • Next-day cash available
  • 2x seasonal bonus point categories
  • Earn even more at participating merchants
  • Low, variable interest rate
  • No annual fee
  • No balance transfer fees
  • No cash advance fees
  • CardControl
  • Free Card Fraud Monitoring
  • Identity theft protection
  • Warranty manager service
  • Price protection
  • Auto rental insurance
  • $500,000 travel accident insurance
  • Travel and emergency assistant services
  • $2,000 trip cancellation insurance
  • Visa concierge services
  • And more
Rewards Visa You have a small balance and still want to earn rewards.

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Rewards Visa

Rewards Visa Account Disclosure
Credit Card Agreement

  • 1 point per $1.00 spent on purchases
  • Next-day cash available
  • 2x seasonal bonus point categories
  • Earn even more at participating merchants
  • Low, variable interest rate
  • No annual fee
  • No balance transfer fees
  • No cash advance fees
  • CardControl
  • Free Card Fraud Monitoring
  • Auto rental insurance
  • Identity theft protection
  • $500,000 travel accident insurance
  • Warranty manager service
  • Travel and emergency assistant services
  • And more
Variable-Rate Platinum Visa You carry a balance and need a low rate.

+ MORE DETAILS
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Variable-Rate Platinum Visa

Variable Platinum Visa Account Disclosure
Credit Card Agreement

  • Low, variable interest rate
  • No annual fee
  • No balance transfer fees
  • No cash advance fees
  • CardControl
  • Free Card Fraud Monitoring
  • Auto rental insurance
  • Identity theft protection
  • Travel accident insurance
  • Warranty manager service
  • Travel and emergency assistance services
Fixed-Rate Platinum Visa You want the security of a fixed rate.

+ MORE DETAILS
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Fixed-Rate Platinum Visa

Fixed Platinum Visa Account Disclosure
Credit Card Agreement

  • Fixed interest rate
  • No annual fee
  • No balance transfer fees
  • No cash advance fees
  • CardControl
  • Free Card Fraud Monitoring
  • Auto rental insurance
  • Identity theft protection
  • Travel accident insurance
  • Warranty manager service
  • Travel and emergency assistance services

CardControl Credit Card Payoff Calculator


Visa Secure confirms your identity with an extra password when you make an online purchase. You can enroll your card while shopping at a participating merchant. You can now have added security when you use your Visa Secure password at participating online merchants.


All of Idaho Central Credit Union's Visa Cards are equipped with Contactless and EMV Chip Technology to provide you with fast, easy, and secure payment options. Learn more about Contactless and EMV Chip Technology.


To redeem your Idaho Central Visa Rewards points, click Visa Rewards in eBranch. To redeem by phone, call 1-800-825-9994.

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ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, and North Idaho. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2021 Idaho Central Credit Union. All rights reserved.