Revised: February 1, 2023
AGREEMENT TO TERMS
Idaho Central Credit Union, together with its affiliates and subsidiaries (collectively, “ICCU,” “we,” “us,” or “our”) is pleased to provide the ICCU Internet site in the domain www.iccu.com. These Terms and Conditions are a binding agreement between you and ICCU and govern your use of our website located at www.iccu.com, its subdomains, and any other websites containing a link to these Terms and Conditions, (the “Site”). Please read these Terms and Conditions carefully. By accessing, browsing, or using the Site, you acknowledge that you have read, understand, and agree to be bound by these Terms and Conditions. If you do not agree with these Terms and Conditions in general or any part of it, you may not use the Site.
INTELLECTUAL PROPERTY RIGHTS
Unless otherwise indicated, the Site and all functionality, software, designs, logos, code, data, databases, audio, video, text, papers, photographs, graphics, content, and other material on the Site (collectively, the “Content”) are owned by ICCU and/or its suppliers. In addition, the ICCU name and logo, as well as other names, logos, and marks on the Site constitute registered and unregistered trademarks, tradenames, services marks, and other indica of origin (collectively, the “Marks”) of us, our affiliates, content providers, or other entities. Ownership of the Marks and the goodwill associated with them remains with us or those other entities. The Marks and other Content are owned and controlled by us or licensed to us and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. The Marks and other Content are provided on the Site “AS IS” for your information and for your personal, non-commercial use only. ICCU grants you a non-exclusive, revocable license to copy or print an unaltered permanent copy of information on the Site for your personal use, non-commercial purposes only. You may not otherwise use, copy, reproduce, aggregate, republish, upload, post, publicly displace, encode, translate, transmit, distribute, sell, license, or otherwise exploit for any purpose whatsoever the Site, Marks or Content. You must abide by all rights, notices, information, or other restrictions contained in or attached to any Content and must not remove any trademark, copyright, or other notice from any Content. All rights not explicitly granted herein are reserved.
By using the Site you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Terms and Conditions; (2) you are not under the age of 13; (3) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (4) you will not use the Site for any illegal or unauthorized purpose; (5) you will not interfere with or disrupt the operation of the Site or servers providing the Site; and (6) your use of the Site will not violate any applicable law or regulation or any intellectual property rights of ours or a third party.
We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms and Conditions; (2) take appropriate legal action against anyone who, in our sole and absolute discretion, violates the law or these Terms and Conditions, including without limitation, reporting such user to law enforcement authorities; (3) in our sole and absolute discretion and without limitation, notice, or liability, refuse, restrict access to, limit the availability of, modify, remove, discontinue or disable (to the extent technologically feasible) the Site, any functionality on the Site, and Content, or other portion thereof; and (4) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.
DISPUTE RESOLUTION AND JURISDICTION
The content of this Site is presented solely for your convenience and information. This Site is controlled and operated by ICCU at its headquarters in Bannock County, Idaho. This Site is intended for use within the United States. The Site is not intended to subject ICCU to the laws or jurisdictions any state, country, or territory other than the United States. If you choose to access the Site from another location, you do so on your own initiative and are responsible with all applicable local laws.
These Terms and Conditions shall be construed and enforced in accordance with the laws of the state of Idaho without regard to its rules on conflicts or choice of law. Any dispute with respect to your use of this site must be ﬁrst submitted to mediation at the ICCU’s headquarters in Bannock County, Idaho. Any action you, a third party or the Credit Union brings to enforce these Terms and Conditions shall be brought only in either the state or federal courts located in Bannock County, Idaho and you expressly consent to the personal jurisdiction of such courts. If any provision of these Terms and Conditions shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these terms and conditions and shall not aﬀect the validity and enforceability of any remaining provision of these Terms and Conditions.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
THE SITE AND CONTENT IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND YOUR USE OF THE SITE AND CONTENT IS ENTIRELY AT YOUR SOLE RISK.
ICCU DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, OR STATUTORY, WITH RESPECT TO THE SITE, ANY CONTENT, AND ANY THIRD PARTY SERVICES. ICCU DOES NOT REPRESENT OR WARRANT THAT THE CONTENT OR ANY OTHER INFORMATION ACCESSIBLE ON THE SITE IS ACCURATE, COMPLETE, OR CURRENT. ICCU DOES NOT REPRESENT THAT ANY PART OF THE SITE WILL BE UNINTERUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES THEM.
AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ICCU DOES NOT REPRESENT OR WARRANT THE USE OR THE RESULTS OF THE USE OF THE SITE OR CONTENT OF A CERTAIN QUALITY, CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. ICCU DISCLAIMS ALL EQUITABLE INDEMNITIES.
IN NO EVENT SHALL ICCU OR ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR SPECIAL, DIRECT, INDIRECT, EXEMPLARY, OR CONSEQUENTAL DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS. THIS LIMITATION APPLIES WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO CONTRACT OR IN CONNECTION WITH THE USE, COPYING, OR DISPLAY OF THE CONTENTS OF THE SITE.
LIABILITY EXCLUSIONS AND LIMITATIONS
Some jurisdictions do not allow the exclusion of certain warranties or the limitation of exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations and disclaimers may not applicable to you. To the extent that ICCU may not, as a matter of applicable law, disclaim any implied warranty or limit our liabilities, the scope and duration of such warranty and the extent of liability of ICCU and its affiliates will be the minimum permitted under applicable law.
THIRD PARTY SERVICES
The Site contains links to other third party websites or resources or may allow you to use third party products and services (collectively, “Third Party Services”). We are not responsible to you for any Third Party Services. Your use of Third Party Services is subject to the terms and conditions, license agreements, privacy policies, and other policies and agreements applicable to such Third Party Services. We do not approve or endorse any Third Party Services, their content, or any views expressed on any Third Party Service.
LINKING TO THE SITE
If you wish to link to any of the Site, you may only do so by including an active link on any website you control directing a browser to the applicable page of the Site, provided that you must remove the link at any time upon our request. You may not link to or otherwise provide access to the Site in any way that: (a) alters the look, feel, or functionality of any aspect of the Site or (b) in any way disparages us, the Site, or any of our products or services that could injure the reputation or goodwill of us or any of our products or services.
LIMITATIONS ON DAMAGES AND EXCLUSIVE REMEDY
You agree that your recovery for any allowable damages will be limited to those that you incur in actual reliance and shall be limited, at our election, to: (1) a refund of any amount (if any) you paid for information from the Site or for any use that caused a problem or (2) correction or replacement of the information. Any failure or unconscionability of any remedy does not aﬀect the enforceability of the limitations on and exclusions of consequential, incidental, and other damages, and you expressly agree that those limitations and exclusions are independent of the performance of any or all agreed remedies. All limitations will apply to all legal and equitable theories, including but not limited to contract, tort, and products liability.
CHANGES AND AVAILABILITY
We reserve the right, in our sole and absolute discretion, to change these Terms and Conditions from time to time and for any reason. If we make material changes, we will provide you with notice through the Site or through other means, such as email. Your continued use of the Site following our posting or emailing of a notice or of a change or modification constitutes your binding acceptance of such change or modification.
ELECTRONIC COMMUNICATIONS NOTICE
If you have questions, concerns, or would like more information regarding use of the Site, please contact us.
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