• Join
  • Rates
  • Contact
  • Locations
  • Education
  • Careers
  • Español
eBranch Login

Forgot Username or Password?

Register for Online Banking

X

Enroll Today
Idaho Central Credit Union
  • Personal
    • Checking Accounts
    • Savings Accounts
    • Youth Accounts
    • Certificates of Deposit (CDs)
    • Individual Retirement Accounts (IRA)
    • Visa Credit Cards
  • Business
    • Business Banking
    • Business Checking
    • Business Savings
    • Business CDs and SEPs
    • Business Visa Cards
    • Business Loans
    • Business Services
  • Loans
    • Personal
    • Business
  • Wealth
    • Planning & Investing
    • Private Client
  • Insurance
    • Medicare
    • Life Insurance
    • Accidental Death & Dismemberment
    • Auto & Homeowners Insurance
    • Guaranteed Asset Protection (GAP)
    • Mechanical Repair Coverage (MRC)
    • Credit Life and Disability
  • Services
    • eBranch Online Banking
    • Anytime Access
    • VideoChat
    • Mobile Banking
    • Make a Payment
    • Bitcoin Services
    • Retirement Simplified
    • Tutorials
    • Financial Education
    • Calculators
  • About
    • Contact Us
    • Become a Member
    • Careers
    • Blog
    • Company Profile
Rates
Locations
  • Personal
    • Checking Accounts
    • Savings Accounts
    • Youth Accounts
    • Certificates of Deposit (CDs)
    • Individual Retirement Accounts (IRA)
    • Visa Credit Cards
  • Business
    • Business Banking
    • Business Checking
    • Business Savings
    • Business CDs and SEPs
    • Business Visa Cards
    • Business Loans
    • Business Services
  • Loans
    • Personal
    • Business
  • Wealth
    • Planning & Investing
    • Private Client
  • Insurance
    • Medicare
    • Life Insurance
    • Accidental Death & Dismemberment
    • Auto & Homeowners Insurance
    • Guaranteed Asset Protection (GAP)
    • Mechanical Repair Coverage (MRC)
    • Credit Life and Disability
  • Services
    • eBranch Online Banking
    • Anytime Access
    • VideoChat
    • Mobile Banking
    • Make a Payment
    • Bitcoin Services
    • Retirement Simplified
    • Tutorials
    • Financial Education
    • Calculators
  • About
    • Contact Us
    • Become a Member
    • Careers
    • Blog
    • Company Profile
  • Search
  • Español

Business CDs & SEPs

section overlay gradient

Business CDs & SEPs benefits

  • Guaranteed savings rate for your business
  • Terms ranging from 90 days to 5 years
  • 10-day renewal grace period
  • One-time deposit in the first 60 days
  • SEPs meet the needs of small employers with few employees and limited resources.
  • A self-employed person can make SEP contributions to his or her own IRA.
  • SEPs are easily established and maintained unlike traditional retirement plans (401K).

Business CDs

Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They're the perfect choice for risk-free saving for your business and you can invest as little as $500. Funds in all Idaho Central accounts are federally insured up to $250,000.

  • Guaranteed savings rate for your business
  • Terms ranging from 90 days to 5 years
  • 10-day renewal grace period
  • One-time deposit in the first 60 days
Getting Started
See Rates
Term APY* Interest Rate Initial Deposit
6 Month Promo CD 2.750% 2.750% $500
12 Month Promo CD 5.000% 4.908% $500
18 Month Promo CD 4.000% 3.941% $500
24 Month Promo CD 4.550% 4.474% $500
60 Month Promo CD 3.750% 3.698% $500
3 Month CD 0.050% 0.050% $500
6 Month CD 0.200% 0.200% $500
1 Year CD 0.400% 0.399% $500
18 Month CD 0.450% 0.449% $500
2 Year CD 0.500% 0.499% $500
3 Year CD 0.550% 0.548% $500
4 Year CD 0.600% 0.598% $500
5 Year CD 0.750% 0.747% $500

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

*APY - Annual Percentage Yield
Rates valid for Wednesday, February 1, 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business SEPs

A SEP is a retirement plan through which an employer makes contributions to IRAs of eligible employees.

  • SEPs meet the needs of small employers with few employees and limited resources
  • A self-employed person can make SEP contributions to his or her own IRA
  • SEPs are easily established and maintained unlike traditional retirement plans (401K)
  • Getting Started

section overlay gradient

Apply For Membership Today

LINKS

  • Contact
  • Branches/ATMs
  • Business Hours
  • eBranch
  • Quick Payments
  • Additional Services
  • Careers
  • Security Center
  • COVID-19 Updates
  • Important Disclosures
  • Account Agreement
  • Privacy Policy

ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2023 Idaho Central Credit Union. All rights reserved.