Business CDs
Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They're the perfect choice for risk-free saving for your business and you can invest as little as $500. Funds in all Idaho Central accounts are federally insured up to $250,000.
- Guaranteed savings rate for your business
- Terms ranging from 90 days to 5 years
- 10-day renewal grace period
- One-time deposit in the first 60 days
See Rates
Term |
APY* |
Interest Rate |
Initial Deposit |
6 Month Promo CD |
0.200% |
0.200% |
$500 |
12 Month Promo CD |
0.300% |
0.299% |
$500 |
24 Month Promo CD |
0.450% |
0.449% |
$500 |
60 Month Promo CD |
0.750% |
0.747% |
$500 |
3 Month CD |
0.050% |
0.050% |
$500 |
6 Month CD |
0.100% |
0.100% |
$500 |
18 Month CD |
0.200% |
0.199% |
$500 |
1 Year CD |
0.150% |
0.149% |
$500 |
2 Year CD |
0.250% |
0.249% |
$500 |
3 Year CD |
0.300% |
0.299% |
$500 |
4 Year CD |
0.350% |
0.349% |
$500 |
5 Year CD |
0.450% |
0.449% |
$500 |
A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.
*APY - Annual Percentage YieldRates valid for Thursday, May 19, 2022The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.