Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They're the perfect choice for risk-free saving for your business and you can invest as little as $500. Funds in all Idaho Central accounts are federally insured up to $250,000.
| Term | APY* | Interest Rate | Initial Deposit |
|---|---|---|---|
| 6 Month Promo CD | 2.750% | 2.750% | $500 |
| 12 Month Promo CD | 5.000% | 4.908% | $500 |
| 18 Month Promo CD | 4.000% | 3.941% | $500 |
| 24 Month Promo CD | 4.550% | 4.474% | $500 |
| 60 Month Promo CD | 3.750% | 3.698% | $500 |
| 3 Month CD | 0.050% | 0.050% | $500 |
| 6 Month CD | 0.200% | 0.200% | $500 |
| 1 Year CD | 0.400% | 0.399% | $500 |
| 18 Month CD | 0.450% | 0.449% | $500 |
| 2 Year CD | 0.500% | 0.499% | $500 |
| 3 Year CD | 0.550% | 0.548% | $500 |
| 4 Year CD | 0.600% | 0.598% | $500 |
| 5 Year CD | 0.750% | 0.747% | $500 |
A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.
*APY - Annual Percentage YieldA SEP is a retirement plan through which an employer makes contributions to IRAs of eligible employees.
