Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They're the perfect choice for risk-free saving for your business and you can invest as little as $500. Funds in all Idaho Central accounts are federally insured up to $250,000.
| Term | APY* | Interest Rate | Initial Deposit |
|---|---|---|---|
| 6 Month Promo CD | 0.750% | 0.750% | $500 |
| 12 Month Promo CD | 2.000% | 1.985% | $500 |
| 18 Month Promo CD | 2.150% | 2.132% | $500 |
| 24 Month Promo CD | 2.350% | 2.329% | $500 |
| 60 Month Promo CD | 3.000% | 2.966% | $500 |
| 3 Month CD | 0.050% | 0.050% | $500 |
| 6 Month CD | 0.200% | 0.200% | $500 |
| 18 Month CD | 0.350% | 0.349% | $500 |
| 1 Year CD | 0.350% | 0.349% | $500 |
| 2 Year CD | 0.400% | 0.399% | $500 |
| 3 Year CD | 0.800% | 0.797% | $500 |
| 4 Year CD | 1.000% | 0.996% | $500 |
| 5 Year CD | 1.150% | 1.145% | $500 |
A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.
*APY - Annual Percentage YieldA SEP is a retirement plan through which an employer makes contributions to IRAs of eligible employees.
