Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They're the perfect choice for risk-free saving for your business and you can invest as little as $500. Funds in all Idaho Central accounts are federally insured up to $250,000.
| Term | APY* | Interest Rate | Initial Deposit |
|---|---|---|---|
| 6 Month Promo CD | 1.500% | 1.500% | $500 |
| 12 Month Promo CD | 2.600% | 2.575% | $500 |
| 18 Month Promo CD | 2.650% | 2.624% | $500 |
| 24 Month Promo CD | 2.750% | 2.722% | $500 |
| 60 Month Promo CD | 3.250% | 3.211% | $500 |
| 3 Month CD | 0.150% | 0.150% | $500 |
| 6 Month CD | 0.300% | 0.300% | $500 |
| 18 Month CD | 0.450% | 0.449% | $500 |
| 1 Year CD | 0.450% | 0.449% | $500 |
| 2 Year CD | 0.500% | 0.499% | $500 |
| 3 Year CD | 0.900% | 0.896% | $500 |
| 4 Year CD | 1.100% | 1.095% | $500 |
| 5 Year CD | 1.250% | 1.244% | $500 |
A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.
*APY - Annual Percentage YieldA SEP is a retirement plan through which an employer makes contributions to IRAs of eligible employees.
