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Idaho Central Credit Union
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    • Credit Life and Disability
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Business Checking Accounts


Business Checking benefits

  • Free Online Banking
  • Free Online eStatements
  • Free Bill Payment
  • Free Automatic Transfers
  • NCUA Insured up to $250,000
  • Free Access to over 30,000 ATMs nationwide
  • Bankcard Merchant Services
  • Direct Deposit for Employee Payroll Checks
  • Free Notary Service and Signature Guarantee
  • Statement images
See Rates
Business Money Market Checking Account
Balance APY* Interest Rate
0-2,499 0.000% 0.000%
2,500-24,999 0.100% 0.099%
25,000-49,999 0.150% 0.149%
50,000-99,999 0.150% 0.149%
100,000-249,999 0.150% 0.149%
250,000+ 0.150% 0.149%

*APY - Annual Percentage Yield
Rates valid for Wednesday, March 29, 2023.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Account Type Description Min Balance & Fees
Small Business Checking Best if you want a business checking account designed for your small business.

No minimum balance. 200 monthly debit and credit items, 20¢ thereafter.

+ MORE DETAILS
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Small Business Checking

We have designed a business checking account made specifically for your small business. We know it’s your baby, and that’s why this account is tailored to you!

Getting Started

  • No minimum monthly balance or maintenance charge
  • 200 free monthly debit and credit items (20¢ each thereafter)
  • Free Visa Business Debit Card
  • Free Card Fraud Monitoring
  • Free Online Banking with Bill Payment & Online eStatements
  • Free Automatic Transfers
  • NCUA insured up to $250,000
  • Free access to 30,000 ATMs nationwide
Business Money Market Checking Best if you want a business checking account that earns interest.

$2,500 minimum balance, or $10/month. 300 monthly debit and credit items, 20¢ thereafter.

+ MORE DETAILS
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Business Money Market Checking

The Business Money Market Checking Account is perfect for businesses that have higher transaction volume, maintain a higher balance, and prefer to earn interest.

Getting Started

  • $2,500 balance or $10 monthly fee
  • Earns interest*
  • 300 free monthly debit and credit items (20¢ each thereafter)
  • Free Visa Business Debit Card
  • Free Card Fraud Monitoring
  • Free Online Banking with Bill Payment & Online eStatements
  • Free Automatic Transfers
  • NCUA insured up to $250,000
  • Free access to 30,000 ATMs nationwide

*Interest rate and annual percentage yield are variable. May change at any time.

Business Analyzed Checking Best if you have high checking activity or cash management needs.

Varies, based on transaction history.

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Business Analyzed Checking

Our Business Analyzed Checking Account is ideal for businesses with high checking activity or cash management needs. You’ll enjoy an earnings credit allowance based on account balances that can help reduce or eliminate monthly service charges.

Getting Started

  • Earnings credit allowance may offset activity fees
  • Deposit and Loan sweep options available
  • Free Visa Business Debit Card
  • Free Card Fraud Monitoring
  • Free Online Banking with Bill Payment & Online eStatements
  • Free Automatic Transfers
  • NCUA insured up to $250,000
  • Free access to 30,000 ATMs nationwide
  • Contact a Business Relationship Officer for rate information
Nonprofit Business Checking Account Best if you are a nonprofit organization in need of a checking account with lower transaction levels.

No minimum balance. 250 monthly debit and credit items, 20¢ thereafter.

+ MORE DETAILS
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Nonprofit Business Checking Account

We have designed a business checking account made specifically for your nonprofit. It is similar to our Small Business Checking Account, but allows more monthly credit/debit items.

Getting Started

  • $100 minimum opening balance
  • No minimum monthly balance required
  • 250 free monthly credit/debit items
  • Free Visa Business Debit Card
  • Free Card Fraud Monitoring
  • Free Online Banking with Bill Payment & Online eStatements
  • Free Automatic Transfers
  • NCUA insured up to $250,000
  • Free access to 30,000 ATMs nationwide


Idaho Central Credit Union also offers Trust Accounts.

Learn More
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Visa SavingsEdge

Enroll your business Visa Debit card in Visa SavingsEdge to save money on qualifying purchases at participating merchants

Learn More

Contact Us

1-800-456-5067, press 2

Monday–Friday: 7:00am–7:00pm MT

Saturday: 8:00am–4:00pm MT

Business Information Request Form

Meet the Team


Chris Henricksen

Eastern Idaho,
Merchant Services Sales Manager
(208) 846-8563
chenricksen@iccu.com

Dalton Christensen

Eastern Idaho,
Merchant Services Officer
(208) 637-8560
dchristensen@iccu.com

Dave Stofferahn

Treasure Valley,
Merchant Services Officer
(208) 985-7445
dstofferahn@iccu.com

Brittany Miller

Treasure Valley,
Business Relationship Officer
(208) 846-7029
bmiller@iccu.com

Austin Kline

Treasure Valley,
Business Relationship Officer
(208) 846-7031
akline@iccu.com

Julia Rhoads

Treasure Valley,
Business Relationship Officer
(208) 846-7106
jrhoads@iccu.com

Sandra Loera

Treasure Valley,
Business Relationship Officer
(208) 985-7365
sloera@iccu.com

Mauricio Ruiz

Treasure Valley,
Business Relationship Officer
(208) 846-7039
mruiz@iccu.com

Angela Fish

Treasure Valley,
Business Relationship Officer
(208) 646-7354
afish@iccu.com
Business Relationship Officer Kathrine Fiscus

Kathrine Fiscus

Magic Valley,
Business Relationship Officer
(208) 644-7996
kfiscus@iccu.com

Christy Mason

Eastern Idaho,
Business Relationship Officer
(208) 637-8399
cmason@iccu.com

Kayla Ivie

Eastern Idaho,
Business Relationship Officer
(208) 497-7772
kivie@iccu.com

Uriel Garcia

Eastern Idaho,
Business Relationship Officer
(208) 881-3656
ugarcia@iccu.com

Monica Alonso

Eastern Idaho,
Business Relationship Officer
(208) 239-3021
malonso@iccu.com

Therese Goodwin Gurgel

North Idaho,
Business Relationship Officer
(208) 449-1843
tgoodwin@iccu.com

Jenny Ford

North Idaho,
Business Relationship Officer
(208) 714-0067
jford@iccu.com

Tara Brown

Spokane,
Business Relationship Officer
(509) 672-5007
tbrown@iccu.com

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ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2023 Idaho Central Credit Union. All rights reserved.