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Idaho Central Credit Union
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  • Personal
    • Checking Accounts
    • Savings Accounts
    • Youth Accounts
    • Certificates of Deposit (CDs)
    • Individual Retirement Accounts (IRA)
    • Visa Credit Cards
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    • Mechanical Repair Coverage (MRC)
    • Credit Life and Disability
  • Services
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    • Anytime Access
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Youth Accounts

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Youth Accounts benefits

  • No minimum balance or monthly fees
  • Free online banking
  • Online eStatements
  • Free Mobile Banking
  • Free access to over 30,000 ATMs nationwide
  • Rewards for good grades and savings
  • Free automatic parent transfers
  • NCUA insured up to $250,000
See Rates
Youth Savings Account
Balance APY* Interest Rate
0-299 0.050% 0.049%
300-1,499 0.100% 0.099%
1,500+ 0.150% 0.149%

*APY - Annual Percentage Yield
Rates valid for Wednesday, February 1, 2023.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Account Type Best If... Details
Share Bear Savings Account Your child is 0 to 11 years old and you want to show them how to save.

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Share Bear Savings Account

Open a Share Bear Savings Account for your child if they are between the ages of 0-11 and you’re looking for a place to put the change they find between the couch cushions and help them learn to save early.

  • Just $25 to open the account
  • A higher balance earns a higher interest rate
  • Free automatic transfers
  • Free passbook when account is opened
  • Free Share Bear bank when you open account
  • Entry into quarterly drawings when your child receives an “A” on their report card and/or makes a deposit of $10 or more
Starter Savings Account Your child is 12 to 17 years old and needs an account that grows along with them.

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Starter Savings Account

Open a Starter Savings Account for your child if they are between the ages of 12-17. It’s a great place to put your child’s birthday money while helping them develop lifelong savings habits.

  • Just $25 to open the account
  • A higher balance earns a higher interest rate
  • Free automatic transfers
  • Entry into quarterly drawings when your child receives an “A” on their report card and/or makes a deposit of $10 or more
Starter Checking Account You want a completely free checking account for teens ages 12-17.

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Starter Checking Account

One of the first steps toward financial freedom is having a checking account. Idaho Central offers an account made specifically for teens up to 17 years old. A Starter Checking Account allows you to make purchases and pay your bills online.

  • No minimum balance or monthly fees
  • Free instant-issue Visa Check Card
  • Control purchases on your Debit Card with CardControl
  • Free Online Banking with Bill Payment and Online eStatements
  • Free Mobile Banking
  • Low, fixed-rate Visa Credit Card*
  • Free Google Pay™, Samsung Pay, and Apple Pay™ with Mobile Wallet
  • Free access to over 30,000 ATMs nationwide
  • Earn $25 for referring a friend to open a checking account
  • NCUA insured up to $250,000
  • Free Direct Deposit

* On approved credit.

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Apply For Membership Today

You know it's important to get your child started on the right financial path early in life. That's why ICCU offers multiple accounts that grow as your child grows.

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ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2023 Idaho Central Credit Union. All rights reserved.