Kid's Accounts - Idaho Central Credit Union

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Youth Accounts benefits

No minimum balance or monthly fees
Free online banking
Online eStatements

Free Mobile Banking
Free access to over 30,000 ATMs nationwide
Rewards for good grades and savings

Free automatic parent transfers
NCUA insured up to $250,000

See Rates

Youth Savings Account

Balance	APY*	Interest Rate
0-299	0.050%	0.049%
300-1,499	0.100%	0.099%
1,500+	0.150%	0.149%

*APY - Annual Percentage Yield
Rates valid for Wednesday, February 1, 2023.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Account Type	Best If...	Details
Share Bear Savings Account	Your child is 0 to 11 years old and you want to show them how to save.	+ MORE DETAILS
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Share Bear Savings Account
Open a Share Bear Savings Account for your child if they are between the ages of 0-11 and you’re looking for a place to put the change they find between the couch cushions and help them learn to save early. Just $25 to open the account A higher balance earns a higher interest rate Free automatic transfers Free passbook when account is opened Free Share Bear bank when you open account Entry into quarterly drawings when your child receives an “A” on their report card and/or makes a deposit of $10 or more
Starter Savings Account	Your child is 12 to 17 years old and needs an account that grows along with them.	+ MORE DETAILS
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Starter Savings Account
Open a Starter Savings Account for your child if they are between the ages of 12-17. It’s a great place to put your child’s birthday money while helping them develop lifelong savings habits. Just $25 to open the account A higher balance earns a higher interest rate Free automatic transfers Entry into quarterly drawings when your child receives an “A” on their report card and/or makes a deposit of $10 or more
Starter Checking Account	You want a completely free checking account for teens ages 12-17.	+ MORE DETAILS
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Starter Checking Account
One of the first steps toward financial freedom is having a checking account. Idaho Central offers an account made specifically for teens up to 17 years old. A Starter Checking Account allows you to make purchases and pay your bills online. No minimum balance or monthly fees Free instant-issue Visa Check Card Control purchases on your Debit Card with CardControl Free Online Banking with Bill Payment and Online eStatements Free Mobile Banking Low, fixed-rate Visa Credit Card* Free Google Pay™, Samsung Pay, and Apple Pay™ with Mobile Wallet Free access to over 30,000 ATMs nationwide Earn $25 for referring a friend to open a checking account NCUA insured up to $250,000 Free Direct Deposit * On approved credit.

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