Choice Savings

An Idaho Central Choice Savings Account is perfect to help you save for a specific purpose and earn a higher interest rate. Save for your next vacation, Christmas, or home improvements. It’s your choice! You can even set up an automatic transfer to make saving easier.

Couple relaxing at a resort


You want to save for a specific purpose and earn a higher rate.

So Many Benefits to Choose From

Start saving for a specific purpose, earn a higher interest rate, and enjoy all the great benefits of an Idaho Central Choice Savings Account like tiered interest levels that increase as your balance increases.

Minimum Balance to Open


Minimum Balance to Earn Interest


Monthly Service Fees


Number of Withdrawals

2/year ($25 for each additional)

ICCU Savings Benefits

Free Mobile Banking

You have all the tools you need to manage your accounts through the ICCU mobile app or on, anywhere, anytime. Check balances, transfer money, pay bills, set up alerts, and so much more.

Free Credit Score & Monitoring

My Credit is a free service powered by SavvyMoney® that helps you stay on top of your credit. Check your credit score, view your credit report, and get up-to-date credit monitoring notifications through ICCU mobile or online banking.

Free VideoChat

Bank face-to-face from anywhere in the world with a live service agent through ICCU’s VideoChat. Not only is it convenient, it’s secure and easy to use for account questions, opening a new account, applying for a loan, and much more!

Free Zelle® Money Transfers

Zelle is a fast, safe and easy way to send money to people you trust, right from the Idaho Central Credit Union mobile app – no matter where they bank.

Choice Savings Account

Type Rate*
0-1,499 0.199%
1,500+ 0.249%

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.

Rates valid for Monday, December 11, 2023

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How