Choice Savings

An Idaho Central Choice Savings Account is perfect to help you save for a specific purpose and earn a higher interest rate. Save for your next vacation, Christmas, or home improvements. It’s your choice! You can even set up an automatic transfer to make saving easier.

Couple relaxing at a resort


You want to save for a specific purpose and earn a higher rate.

So Many Benefits to Choose From

Start saving for a specific purpose, earn a higher interest rate, and enjoy all the great benefits of an Idaho Central Choice Savings Account like tiered interest levels that increase as your balance increases.

Minimum Balance to Open


Minimum Balance to Earn Interest


Monthly Service Fees


Number of Withdrawals

2/year ($25 for each additional)

ICCU Savings Benefits

Free Mobile Banking

You have all the tools you need to manage your accounts through the ICCU mobile app or on, anywhere, anytime. Check balances, transfer money, pay bills, set up alerts, and so much more.

Free Credit Score & Monitoring

My Credit is a free service powered by SavvyMoney® that helps you stay on top of your credit. Check your credit score, view your credit report, and get up-to-date credit monitoring notifications through ICCU mobile or online banking.

Free VideoChat

Bank face-to-face from anywhere in the world with a live service agent through ICCU’s VideoChat. Not only is it convenient, it’s secure and easy to use for account questions, opening a new account, applying for a loan, and much more!

Make a Deposit

Don’t have time to run to the branch to deposit your check? No problem! Deposit checks on the go using the ICCU App or from the comfort of your home using the Make a Deposit feature in eBranch.

Choice Savings Account

Balance APY* Interest Rate
Balance0-1,499 APY*0.20% Interest Rate0.20% Terms
Balance1,500+ APY*0.25% Interest Rate0.25% Terms

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How