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8 Smart Tax Refund Ideas

Couple at computer doing taxes

It is tax season! Maybe you filed your taxes with your own financial adviser or used a member discount with TurboTax. Either way, once your taxes are filed, you may get a tax refund.

What are some smart things you can do with your tax refund?

1.   Start an emergency fund.

2.  Make an extra mortgage payment to pay down the principal. Just one extra mortgage payment per year can save a lot of money and take years off a 30-year mortgage.

3.  Make an extra auto loan payment – before long, your vehicle can be all yours!

4.  If you are looking to take out a new home loan or auto loan, you can save for a down payment.

5.  Pay off credit cards, paying the highest interest card first. You could even consolidate credit with a new visa with lower rates.

6.  Open a CD or IRA.

7.  Set up a Health Savings account.

8.  Save for a vacation or Christmas – it will be here before you know it!

You can create separate savings accounts on eBranch or visit one of our branches to set up a savvy solution for your tax refund.

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ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2022 Idaho Central Credit Union. All rights reserved.