Home Loans

Home Loan benefits

Idaho Central offers a variety of home loans designed specifically to meet your needs. Whether you're just starting out and need your first home, are looking to upgrade, or are ready to build your dream home, Idaho Central has the loan for you. We offer quick, local decisions.

  • Local Underwriting - we know the Idaho market
  • Local servicing - we service most of our loans
  • fast approvals - saving you time
  • First-time homebuyer programs available
  • low fees to save you money
  • fast closings - most loans close within 30 days
  • 60, 90, 135-day rate lock options available
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Are You Buying, Refinancing, or Building?

Contact A Specialist

Not sure which loan is right for you? No problem. Our Home Loan Specialists will help you determine which loan will fit your needs. Plus, they'll help you through every step of the loan process.