Financial emergencies—from a layoff to a root canal are a fact of life. Having an emergency fund in place is an essential part of being financially healthy. It is something you can fall back on in times of trouble so you don’t have to panic. Building your emergency fund can be a daunting task when you are on a tight budget, but it doesn’t have to be. Here are some ways you can build your emergency fund even while struggling.
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Idaho Central Credit Union is excited to be participating in America Saves week again this year! America Saves Week is coordinated by America Saves and the American Savings Education Council. The Week is an annual opportunity for organizations to promote good savings behavior and a chance for individuals to assess their own saving status.
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Valentine’s Day is just around the corner and while it’s a fun day to celebrate those special people in your life, it is easy to get caught up in the pressure to spend more than you can afford to prove your undying love.
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Getting married should be one of the most special times of your life, but it can also be one of the most stressful. Brides and grooms alike suggest two things when planning the big day – communicate and pay in cash. Here are some first steps that will reduce the stress and increase the joy of this happy time.
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Life is full of unexpected twists and turns that affect our lives in ways we never could’ve imagined, it’s easy to feel like you’re stuck battling your problems on your own. We don’t ever want our members to feel isolated with their financial problems and are always here to help where we can. As it turns out, our amazing members are also willing to step up in times of need.
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We want to see your Share Bear love! Take a picture with Share Bear and share it in our #ShareBearSelfie contest for a chance to win a $100 Visa gift card!
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During the first twelve days of December, we ran a special promotion where new ICCU members received $75, and, for every new membership opened, we donated $75 to the local United Way chapters of Idaho. Donations made to the United Way on behalf of these new members totaled $75,000 statewide!
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The road to financial success does require you to be an active participant, but doesn't have to be overwhelming. Put in a little work up front to set you and your family up for a great new year!
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Christmas is coming, and children everywhere are making their lists and checking them twice. While Santa is typically a miracle worker, parents still need some realistic ideas of what to get their kids without breaking the bank. Here are some shopping tips to help you have a successful holiday while also (sneakily) teaching your kids a few financial lessons.
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An Idaho Central team member was recently talking to his neighbor when in the conversation, the neighbor expressed how impressed he was with ICCU employees. The neighbor began to tell the team member about his experience from the Family Fun Day at OK Ward Park in Pocatello. He said he had banked at another credit union for over 40 years and had never received service like he did from ICCU team members at that event.
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