In one way or another, we’re all chasing the American Dream. Not the white picket fence per se, but the sense of security that comes with it. You know, the relief of paying your bills on time. The pride that comes with covering your kids’ tuition. The satisfaction of owning a home you love. That’s […]
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When faced with an important decision, which route do you usually take: the tried-and-true option or the one off the beaten path? Believe it or not, your answer might affect your homebuying strategy, particularly when choosing a mortgage. Fixed-rate mortgages are time-tested and traditional, while adjustable-rate mortgages (ARMs) offer more flexibility and potentially lower rates. […]
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A HELOC isn’t exactly your run-of-the-mill traditional loan … and yet it’s arguably one of the most powerful. Here's a peek at the most popular ways HELOCs are used, plus the best tactics to follow (and worst mistakes to avoid).
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At ICCU, we know how overwhelming the task of purchasing a home can be, especially in this market! As exciting and life-changing as it is, the process of buying a home can also be very emotional. ICCU’s home loan specialists are here to help you through the rollercoaster and make the transition to home ownership […]
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To build or to buy, that is the question! When you’re ready to take that next big step toward your dream home, it may be the question you’re mulling over and trying to decide on. Whether you want a home that’s updated and move in ready, a home that needs a little bit of fixing […]
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Are you hoping to become a first-time homebuyer soon? With such a large purchase, buying your first home may not only feel overwhelming, but also unattainable. Luckily, first-time homebuyer programs are here to help make buying your first home a little easier! ICCU offers a variety of products well suited for the first-time homebuyer. Rather […]
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Aric Alcantara has joined ICCU as a Mortgage Loan Officer. Aric was born in Phoenix, Arizona and raised in Medford, Oregon. He spent a year at the University of Oregon before transferring to the University of Colorado in Boulder. Outside of work, Aric loves to spend time with his wife and their two children. He […]
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Buying your dream home should be one of the most joyful events, and ICCU wants it to be that way. Although buying a home can be stressful at times, especially when it comes to the expenses that come along with it, taking the time to budget for a new home can save you from some […]
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When it comes to buying a home, there are many questions to consider. Your home is one of the most important parts of your life. It’s where you will spend most of your time, raise your family, complete major life goals, and make many memories. It’s important for your home to be the right home […]
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One of the most important things to look at when buying a home is the mortgage interest rate. A mortgage interest rate determines the monthly payment, which helps determine if you can afford your dream home or not. It also may impact which type of mortgage loan you might qualify for and pursue. Because of […]
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