Posts Tagged: Mortgage

The 5 Stages of Buying a Home

At Idaho Central Credit Union, we know how overwhelming the task of purchasing a home can be, especially in this market! As exciting and life-changing as it is, the process of buying a home can also be very emotional. ICCU’s home loan specialists are here to help you through the rollercoaster and make the transitionRead more

Buying, Fixing, or Building: What Loan is Right for You?

Couple in front of new home under construction

To build or to buy, that is the question! When you’re ready to take that next big step toward your dream home, it may be the question you’re mulling over and trying to decide on. Whether you want a home that’s updated and move in ready, a home that needs a little bit of fixingRead more

All You Need to Know About First-Time Homebuyer Programs in Idaho

Family in front of new home.

Are you hoping to become a first-time homebuyer soon? With such a large purchase, buying your first home may not only feel overwhelming, but also unattainable. Luckily, first-time homebuyer programs are here to help make buying your first home a little easier! Idaho Central Credit Union offers a variety of products well suited for theRead more

Alcantara now Mortgage Loan Officer at ICCU

Picture of Aric Alcantara with his job title as a Mortgage Loan Officer

Aric Alcantara has joined Idaho Central Credit Union (ICCU) as a Mortgage Loan Officer. Aric was born in Phoenix, Arizona and raised in Medford, Oregon. He spent a year at the University of Oregon before transferring to the University of Colorado in Boulder. Outside of work, Aric loves to spend time with his wife andRead more

Tips for Budgeting for a New Home

Young couple moving into new home

Buying your dream home should be one of the most joyful events, and Idaho Central wants it to be that way. Although buying a home can be stressful at times, especially when it comes to the expenses that come along with it, taking the time to budget for a new home can save you fromRead more

What can you do with a HELOC?

Family in front of white home.

Have you ever wondered what a HELOC is, or what a HELOC is for?  HELOC stands for Home Equity Line of Credit, and they have been around for a long time. This loan uses the equity of a home as collateral, set up as a line of credit. For example, if your home is worthRead more

Making the Decision to Buy a Home

Family in front of new home

When it comes to buying a home, there are many questions to consider. Your home is one of the most important parts of your life. It’s where you will spend most of your time, raise your family, complete major life goals, and make many memories. It’s important for your home to be the right homeRead more

All You Need to Know About Mortgage Interest Rates

Home Sweet Home welcome mat

One of the most important things to look at when buying a home is the mortgage interest rate. A mortgage interest rate determines the monthly payment, which helps determine if you can afford your dream home or not. It also may impact which type of mortgage loan you might qualify for and pursue. Because ofRead more