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Idaho Central Credit Union
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Build it. Buy it. Better it.

Dream Loans for Dream Homes

Whether you have found the perfect house, are building your dream home, or are improving the home you have, Idaho Central Credit Union has the loan for you.

build it icon Build it Construction Loans Designed for You

Build the home of your dreams with an Idaho Central Construction Loan.

One-time close for loan amounts up to $725,000.

Lock in your interest rate up front.

Interest-only payments during construction.

Build times up to 18 months.

Fixed interest rates.

Two-time close and Jumbo Loan options for loan amounts over $725,000.

couple looking at home under construction

BUILD IT with a Construction Loan

buy it icon Buy it Home Loans Made Easy

Home buying doesn’t have to be difficult. We’re here to help you get the home you want.

Local underwriting and processing.

Low fees to save you money.

Extended rate lock options available from 60-360 days.

ICCU offers a variety of investment financing and refinancing options.

#1 mortgage lender in Idaho based on 2021 Idaho county data.

family with sold sign

BUY IT with a Home Loan

better it icon Better it Home Equity Line of Credit

Did you know you can tap into the equity in your home for things like home improvements, debt consolidation, vacation, emergencies, and more? The options are endless with the last loan you’ll ever need.

Low-variable rate. See current rates.

Interest-only payments.

Easy access to funds with a Visa card.

Ten-year line of credit.

couple remodeling kitchen

BETTER IT with a HELOC

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ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2023 Idaho Central Credit Union. All rights reserved.