Dream Loans for Dream Homes
Whether you have found the perfect house, are building your dream home, or are improving the home you have, Idaho Central Credit Union has the loan for you.
Build it Construction Loans Designed for You
Build the home of your dreams with an Idaho Central Construction Loan.
One-time close for loan amounts up to $725,000.
Lock in your interest rate up front.
Interest-only payments during construction.
Build times up to 18 months.
Fixed interest rates.
Two-time close and Jumbo Loan options for loan amounts over $725,000.
BUILD IT with a Construction Loan
Buy it Home Loans Made Easy
Home buying doesn’t have to be difficult. We’re here to help you get the home you want.
Local underwriting and processing.
Low fees to save you money.
Extended rate lock options available from 60-360 days.
ICCU offers a variety of investment financing and refinancing options.
#1 mortgage lender in Idaho based on 2021 Idaho county data.
BUY IT with a Home Loan
Better it Home Equity Line of Credit
Did you know you can tap into the equity in your home for things like home improvements, debt consolidation, vacation, emergencies, and more? The options are endless with the last loan you’ll ever need.
Low-variable rate as low as 4% APR*.
Interest-only payments.
Easy access to funds with a Visa card.
Ten-year line of credit.
*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rate valid for 05/31/2022.
BETTER IT with a HELOC