Money Market Checking

You work hard for your money. Your money should work hard too. With an Idaho Central Money Market Checking Account, you’ll earn interest on larger balances.

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Money Market Checking is best if:

You typically carry a large balance and want a checking account that earns interest.

Money Market Checking — The Best of Both Worlds

You have easy access to your money while earning interest. Just keep a minimum balance of $2500 and you get a competitive rate with no service fees. It’s the best of both worlds.

  • Free money orders
  • Free first year on a 3″ × 5″ safe deposit box
  • Free first box of checks
  • Free mobile & online banking
  • Take your money further with a Visa Rewards Credit Card

Minimum Balance to Open


Minimum Daily Balance

$0 ($2,500 to earn interest)

Service Fees

(Fee waived if balance is $2,500 or more)

ICCU Checking Benefits

Free Mobile & Online Banking

You have all the tools you need to manage your accounts through the ICCU mobile app or on, anywhere, anytime. Check balances, transfer money, pay bills, set up alerts, and so much more.

Free Early Access Direct Deposit

When you sign up for direct deposit, your paycheck is automatically deposited into your Idaho Central Credit account. Plus, ICCU offers up to two days early access to your funds for eligible direct deposits.

Free Credit Score & Monitoring

My Credit is a free service powered by SavvyMoney® that helps you stay on top of your credit. Check your credit score, view your credit report, and get up-to-date credit monitoring notifications through ICCU mobile or online banking.

Free ATM Access

We love to serve our members wherever they are. Enjoy access to ATMs across the country where you can access your accounts and make deposits or withdrawals 24/7.

Free Zelle® Money Transfers

Zelle is a fast, safe and easy way to send money to people you trust, right from the Idaho Central Credit Union mobile app – no matter where they bank.

Zero Liability Protection

Visa’s Zero Liability Policy guarantees that you won’t be held responsible for unauthorized charges made with your account or account information. You’re protected if your Visa credit or debit card is lost, stolen, or fraudulently used, online or offline.

Additional Perks

With an Idaho Central Checking account, the benefits go on and on. Get all these additional tools and services for free. Not to mention the great care and service we provide to each individual member. It’s just another way we’re looking after your daily balance.

Money Market Checking

Balance APY* Interest Rate
Balance0-2,499 APY*0.00% Interest Rate0.00% Terms
Balance2,500-24,999 APY*0.20% Interest Rate0.20% Terms
Balance25,000-49,999 APY*0.20% Interest Rate0.20% Terms
Balance50,000-99,999 APY*0.20% Interest Rate0.20% Terms
Balance100,000+ APY*0.20% Interest Rate0.20% Terms

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How