Business Savings

Start saving with Idaho Central and watch your money grow while you grow your business. An Idaho Central Business Savings Account allows you to put your money to work so you have what you need now and in the future. We are on your team!

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Benefits for Better Business

  • Free Online Banking & Online eStatements

  • Free Automatic Transfers

  • NCUA Insured Up To $250,000

Find a Business Savings Account that Fits Your Business Goals

We’ll help you get there.

Business Savings Rates

Balance APY* Interest Rate
Balance0-299 APY*0.000% Interest Rate0.000%
Balance300+ APY*0.150% Interest Rate0.149%

*APY – Annual Percentage Yield

Rates valid for Tuesday, March 19 2024

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business Premium Money Market Savings Account

Balance APY* Interest Rate
Balance0-2,499 APY*0.000% Interest Rate0.000%
Balance2,500-24,999 APY*0.750% Interest Rate0.747%
Balance25,000-49,999 APY*1.100% Interest Rate1.094%
Balance50,000-99,999 APY*1.500% Interest Rate1.489%
Balance100,000-249,999 APY*1.750% Interest Rate1.736%
Balance250,000+ APY*2.100% Interest Rate2.080%
See all

*APY – Annual Percentage Yield

Rates valid for Tuesday, March 19 2024

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business CDs

Term APY* Interest Rate Initial Deposit
Term6 Month Promo CD APY*4.900 Interest Rate4.900% Initial Deposit$500
Term12 Month Promo CD APY*4.800 Interest Rate4.715% Initial Deposit$500
Term18 Month Promo CD APY*4.500 Interest Rate4.426% Initial Deposit$500
Term24 Month Promo CD APY*4.250 Interest Rate4.183% Initial Deposit$500
Term60 Month Promo CD APY*3.750 Interest Rate3.698% Initial Deposit$500
Term3 Month CD APY*0.300 Interest Rate0.300% Initial Deposit$500
Term6 Month CD APY*0.450 Interest Rate0.450% Initial Deposit$500
Term1 Year CD APY*0.700 Interest Rate0.698% Initial Deposit$500
Term18 Month CD APY*0.800 Interest Rate0.797% Initial Deposit$500
Term2 Year CD APY*0.900 Interest Rate0.896% Initial Deposit$500
Term3 Year CD APY*0.950 Interest Rate0.946% Initial Deposit$500
Term4 Year CD APY*1.000 Interest Rate0.996% Initial Deposit$500
Term5 Year CD APY*1.100 Interest Rate1.095% Initial Deposit$500
See all

*APY – Annual Percentage Yield

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Rates valid for Tuesday, March 19 2024

Welcome to Business Unusual

At Idaho Central Credit Union, we provide specially designed products and services to help your business grow. This is why it’s never just business as usual with Idaho Central. It’s Business Unusual.

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