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Idaho Central Credit Union
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  • Personal
    • Checking Accounts
    • Savings Accounts
    • Youth Accounts
    • Certificates of Deposit (CDs)
    • Individual Retirement Accounts (IRA)
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    • Business CDs and SEPs
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    • Guaranteed Asset Protection (GAP)
    • Mechanical Repair Coverage (MRC)
    • Credit Life and Disability
  • Services
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    • Anytime Access
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Business CDs & SEPs


Business CDs

Idaho Central Business Certificates of Deposit (CDs) pay you a fixed rate of return with a variety of terms available. They're the perfect choice for risk-free saving for your business and you can invest as little as $500. Funds in all Idaho Central accounts are federally insured up to $250,000.

  • Guaranteed savings rate for your business
  • Terms ranging from 90 days to 5 years
  • 10-day renewal grace period
  • One-time deposit in the first 60 days
Getting Started
See Rates
Term APY* Interest Rate Initial Deposit
18 Month Rate-Bump 5.100% 5.005% $500
6 Month Promo CD 3.000% 3.000% $500
2 Year Rate-Bump 4.750% 4.667% $500
12 Month Promo CD 4.650% 4.571% $500
18 Month Promo CD 5.100% 5.005% $500
24 Month Promo CD 4.750% 4.667% $500
60 Month Promo CD 3.750% 3.698% $500
3 Month CD 0.300% 0.300% $500
6 Month CD 0.450% 0.450% $500
1 Year CD 0.550% 0.548% $500
18 Month CD 0.650% 0.648% $500
2 Year CD 0.700% 0.698% $500
3 Year CD 0.750% 0.747% $500
4 Year CD 0.800% 0.797% $500
5 Year CD 0.950% 0.946% $500

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

*APY - Annual Percentage Yield
Rates valid for Wednesday, March 29, 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Business SEPs

A SEP is a retirement plan through which an employer makes contributions to IRAs of eligible employees.

  • SEPs meet the needs of small employers with few employees and limited resources
  • A self-employed person can make SEP contributions to his or her own IRA
  • SEPs are easily established and maintained unlike traditional retirement plans (401K)
  • Getting Started

Contact Us

1-800-456-5067, press 2

Monday–Friday: 7:00am–7:00pm MT

Saturday: 8:00am–4:00pm MT

Business Information Request Form

Meet the Team


Chris Henricksen

Eastern Idaho,
Merchant Services Sales Manager
(208) 846-8563
chenricksen@iccu.com

Dalton Christensen

Eastern Idaho,
Merchant Services Officer
(208) 637-8560
dchristensen@iccu.com

Dave Stofferahn

Treasure Valley,
Merchant Services Officer
(208) 985-7445
dstofferahn@iccu.com

Brittany Miller

Treasure Valley,
Business Relationship Officer
(208) 846-7029
bmiller@iccu.com

Austin Kline

Treasure Valley,
Business Relationship Officer
(208) 846-7031
akline@iccu.com

Julia Rhoads

Treasure Valley,
Business Relationship Officer
(208) 846-7106
jrhoads@iccu.com

Sandra Loera

Treasure Valley,
Business Relationship Officer
(208) 985-7365
sloera@iccu.com

Mauricio Ruiz

Treasure Valley,
Business Relationship Officer
(208) 846-7039
mruiz@iccu.com

Angela Fish

Treasure Valley,
Business Relationship Officer
(208) 646-7354
afish@iccu.com
Business Relationship Officer Kathrine Fiscus

Kathrine Fiscus

Magic Valley,
Business Relationship Officer
(208) 644-7996
kfiscus@iccu.com

Christy Mason

Eastern Idaho,
Business Relationship Officer
(208) 637-8399
cmason@iccu.com

Kayla Ivie

Eastern Idaho,
Business Relationship Officer
(208) 497-7772
kivie@iccu.com

Uriel Garcia

Eastern Idaho,
Business Relationship Officer
(208) 881-3656
ugarcia@iccu.com

Monica Alonso

Eastern Idaho,
Business Relationship Officer
(208) 239-3021
malonso@iccu.com

Therese Goodwin Gurgel

North Idaho,
Business Relationship Officer
(208) 449-1843
tgoodwin@iccu.com

Jenny Ford

North Idaho,
Business Relationship Officer
(208) 714-0067
jford@iccu.com

Tara Brown

Spokane,
Business Relationship Officer
(509) 672-5007
tbrown@iccu.com

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ABOUT US

Idaho Central is the premier credit union in Idaho and offers full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, North Idaho, and Spokane. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Routing Number: 324173626   NMLS ID: 433926

Idaho Central Credit Union is federally insured by the National Credit Union Administration.
© 2023 Idaho Central Credit Union. All rights reserved.