A large down payment isn’t always needed to buy a home, but let’s take a look at how down payments can affect your total mortgage costs. In this topic, you’ll learn: When saving money for a house, here’s some advice that never goes out of style: start early and save often. Building a sizeable nest […]
Read More
With growth comes complexity. The more your business expands, the more multi-faceted it becomes. Suddenly you’re navigating more systems, perspectives, and choices than ever before. At ICCU, we’re believers in facing that complexity head on. With the right tools and guidance, you can master the challenges of business banking with ease. Today we’re not just […]
Read More
For some, the thought of opening a new account at a financial institution can seem daunting. However, knowing what to expect and how to prepare can help put your mind at ease. At ICCU, we strive to make the process of opening an account fast and easy. Here is all you need to know.
Read More
If you’re a homeowner who has heard the phrase ‘home equity’ but only kinda sorta knows how it works, you’re not alone … and you’re likely not capitalizing on your home’s potential. Equity is powerful — it can help you fund your next major milestone, consolidate debt, and sidestep financial emergencies. But only if you […]
Read More
When it comes to student loans it can be a large task to figure out what is right for you. Applying for college is stressful enough, so we have put together an overview of the student loans out there and how to stay on top of them.
Read More
Learning the ins and outs of Medicare can feel a lot like learning a foreign language. It might seem like complicated gibberish at first, but as you immerse yourself in its complexities, over time you’ll reap the rewards. The problem, unfortunately, is just that: time. Many of us barely have time to manage our daily […]
Read More
Every October, the Social Security Administration (SSA) adjusts to Social Security programs to keep pace with inflation. These adjustments then go into effect the following January. The most significant of these annual changes are typically the Cost-of-Living-Adjustments (COLA), the annual tax caps and earning limit increases. This article is intended as general education information only […]
Read More
As a business owner, you can do it all … but you probably shouldn’t. When your business expands, so do your business needs, and they only get more complicated as time passes. Whether you’re paying your team or getting paid by hard-won customers, you want a strategy that takes you all the way — one […]
Read More
At this point, internet safety can feel like the world’s flashiest unicorn — alluring but obvious make-believe. How do we stay safe when the threat is everywhere? It’s not like most of us can disavow our phones or the internet and just move on with our lives. So how do we protect ourselves? The first […]
Read More
We all like money, and we all like freedom … so why are so few Americans financially free? Only 1 in 10 Americans are living their definition of financial freedom, according to a 2023 study, and for most, freedom simply means making ends meet without major stress or debt. That’s a problem we can fix. […]
Read More