• Idaho Central Credit Union Opens New Meridian Branch

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  • 2021 Jeep Wrangler Unlimited Winner

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    +Jeep Winner
  • The 5 Stages of Buying a Home in 2021

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  • Introducing a Financial Education Tool for Idaho College Students

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    +college student utilizes financial education tool
  • Idaho Central Named Number One Best Place to Work in Idaho

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    +Idaho Central was named the #1 Best Place to work in Idaho
News

Idaho Central Credit Union Opens New Meridian Branch

Jul 30
2021

Idaho Central Credit Union is excited to announce the opening of their 42nd branch located at 85 South Innovation Lane in Meridian, Idaho. This state-of-the-art building has many features that brings advanced banking technology to the Treasure Valley. A ribbon cutting will occur on September 14 and will be open to the public. This branchRead more

Idaho Central Credit Union is excited to announce the opening of their 42nd branch located at 85 South Innovation Lane in Meridian, Idaho. This state-of-the-art building has many features that brings advanced banking technology to the Treasure Valley. A ribbon cutting will occur on September 14 and will be open to the public.

This branch was designed with members in mind. The large waiting area, eight teller stations, and eight Financial Service stations will help facilitate smooth transactions and get members taken care of quickly. ICCU understands that face-to-face interactions are still a vital part of personal finance and have made proper accommodations for both those who prefer to do their banking in branch or through online channels.

There is also a full-service vault with Safety Deposit boxes available for members, a service that has become increasingly rare in financial institutions.

For members who are interested in finding out more about different accounts and technological tools, there is a member kiosk that acts as a library PC. Members can check out different services, products, and features that are exclusive to ICCU. IPads are also readily available for members to open accounts, sign documents, and register for online banking.

Several architectural features in this branch are intended for maximum energy efficiency. There is enhanced HVAC, all LED lighting, and tall windows and ceilings that brings natural light penetration to the core of the building.

Outside the branch, the three drive-thru lanes are equipped with high definition video teller systems with 15” screens dedicated to a more personal experience while members handle transactions with tellers. The fourth lane will be used for ATM access.

This unique branch will meet the need of ICCU’s increasing membership in the Meridian area. Through September 30, 2021, members who visit the new Meridian branch can be entered in to win a 2021 Polaris RZR! For more information on this branch or questions about Idaho Central, please give us a call at 800-456-5067.

News

2021 Jeep Wrangler Unlimited Winner

Jul 12
2021
Jeep Winner

Idaho Central is excited to announce the winner of the 2021 Jeep Wrangler Unlimited! Roger Haro was one of 3,014 people who completed a financial review with an ICCU Financial Service Officer during the months of May and June. While incentives were offered for new members, current members of the credit union were encouraged toRead more

Idaho Central is excited to announce the winner of the 2021 Jeep Wrangler Unlimited! Roger Haro was one of 3,014 people who completed a financial review with an ICCU Financial Service Officer during the months of May and June. While incentives were offered for new members, current members of the credit union were encouraged to complete a financial review for their chance to win a brand-new 2021 Jeep Wrangler Unlimited. The winner was drawn at random from the pool of eligible members. Roger, a self-proclaimed “Jeep guy” from the Treasure Valley received the phone call that he was the official Jeep winner this past week!

Roger Haro used VideoChat to complete his financial review with a live Virtual Service Agent. At the end of his review, he told his agent, “Take care of my Jeep.” Luckily, his positive thinking became reality! When Roger stopped by our Overland branch to pick up his prize, we were able to chat with him a little. When asked what was going through his mind when he got the call he said, “I really couldn’t believe it.” He went on to tell us how he interrupted various meetings around his office and had our team announce the good news to his coworkers. “I’m a Jeep guy, always have been.” Roger has big plans for his new Jeep, including a 3.5” lift and new 35” tires.

Our VideoChat option is available for all ICCU members to complete face-to-face transactions virtually, with the ability to do everything you would normally would in a branch, all from the convenience of your mobile device or desktop. This option is secure, easy to use, and even has extended hours for those who can’t make it to a branch during business hours. Next time you need to open a new account, apply for a loan, send wire transfers, or just have questions about your account, visit our website to chat with a friendly Virtual Service Center Agent from the comfort of your home!

Over three thousand people completed the financial review by going into the branch or by using VideoChat. A Financial Service Officer assisted each member who participated by going over their financial situation and discovering different ways to help them achieve their goals. Different products and service possibilities were also explored to help members make healthy economical decisions. This service is available to our members at any time, so if you’re interested, head into a branch or call in using VideoChat to complete your own review!

Anyone who knows Idaho Central knows how much we love our Jeeps (preferably in green with flashing lights and music), and we are thrilled to be adding one more to the Treasure Valley! We appreciate everyone who took the time to meet with a Financial Service Officer to review their finances. Keep an eye on our Facebook page for future promotions and giveaways!

News

The 5 Stages of Buying a Home in 2021

Jun 16
2021

At Idaho Central Credit Union, we know how overwhelming the task of purchasing a home can be, especially in this market! As exciting and life-changing as it is, the process of buying a home can also be very emotional. ICCU’s home loan specialists are here to help you through the rollercoaster and make the transitionRead more

At Idaho Central Credit Union, we know how overwhelming the task of purchasing a home can be, especially in this market! As exciting and life-changing as it is, the process of buying a home can also be very emotional. ICCU’s home loan specialists are here to help you through the rollercoaster and make the transition to home ownership as smooth as possible.

We have broken down several emotions you can expect to feel on the journey to becoming a home owner, and some unique benefits that ICCU offers to help along the way!

Excitement

The excitement is palpable! You’ve decided to make one of the largest purchases of your life! The options are endless and the housing market is your oyster. What will you choose?

Getting a preapproved letter from an ICCU Mortgage Loan Officer can make this process go smoothly. Some realtors require house hunters to be pre-qualified to save buyers and sellers time. In order to get pre-qualified, our lenders will want to see employment status, income, debt-to-income ratio, and your credit report. We can then help you determine how much you can afford and what type of loan is best for your situation.

We have several different tools to help you in these beginning stages of searching for your dream home. The Rent vs Buy Calculator takes into consideration taxes, insurance, and other fees when debating whether you should rent or take the plunge into home ownership. The Mortgage Qualifier Calculator will help you determine how much you can comfortably afford to borrow.

Frustration

The house hunting is the fun part! However, there may not be as many options as you thought, and the housing market in certain price ranges can sometimes be a bit slim. Once you’re preapproved for a price, there are several things to consider such as square footage, school districts, property trends, and real estate taxes. While some of these factors may be negotiable, there are some that are deal breakers, and it is easier to have these decisions made before looking at certain houses.

Market conditions can change quickly and the high hopes that you had for your dream house may change along with it. After looking around and seeing what types of homes are in your area that fit your budget, ICCU is here to help you decide if buying, upgrading, or building is the best option for you.

Disappointment

Many things can go wrong during the initial stages of the house hunting process. It can be easy to fall head over heels in love with a house, but you may get outbid or the seller could reject your offer. In a seller’s market, there may be several offers on a desirable home very quickly. This can lead to feeling overwhelmed and disappointed if a bidding war ensues or if you feel the need to continue increasing your offers. Keep your head up and your mind open though! The house of your dreams may be just around the corner.

Determination

Making an offer on a house and getting it accepted is the end of the road, right? Not quite so fast! While the first step to owning your dream house is making an official offer and getting it accepted, there is still a lot to do, and determination will be needed to get you to closing!

A home inspection is usually necessary to find out what problems the house has before you move in. A home appraisal is also needed to give current value to your potential property before your mortgage loan can be processed. Expensive problems with the property found during inspection or discrepancies in the appraisal can both bring more demanding decisions. Our Mortgage Loan Officers have seen every type of complication when it comes to purchasing a home, and we are ready to guide you through these financial decisions!

Relief

Once you’ve closed on your home, you can breathe a sigh of relief, and start packing. Congratulations, all of those emotions will pay off once you have those keys in hand and the welcome mat set. You are officially a home owner!

We understand that no two paths of buying a home are the same. Whether you’re a first time home buyer or a seasoned real estate mogul, we have a variety of products and loans designed specifically to meet your needs. We offer local underwriting and fast approvals to save you time and money. We have options for down payments and additional resources like our Finally Home! online program to help guide you through the home buying process. Contact one of our home loan specialists to discuss your options today!

News

Introducing a Financial Education Tool for Idaho College Students

May 14
2021
college student utilizes financial education tool

We are proud to announce the introduction of Achieve for College, a mobile-first, financial education resource to help college and university students from Boise State University, Idaho State University, University of Idaho, College of Southern Idaho, and The College of Idaho to build financial health and confidence. The Achieve for College program is made availableRead more

We are proud to announce the introduction of Achieve for College, a mobile-first, financial education resource to help college and university students from Boise State University, Idaho State University, University of Idaho, College of Southern Idaho, and The College of Idaho to build financial health and confidence. The Achieve for College program is made available to students, free of charge, through Idaho Central Credit Union’s relationship with the leader in financial wellness technology solutions, EVERFI, Inc.

Achieve for College offers a robust library of learning topics around important personal financial education concepts including budgeting, understanding college loans, building emergency savings, credit scores and reports, and more. The interactive financial education platform is designed to provide students with the tools and personalized knowledge necessary to make informed just-in-time financial decisions.

“We are excited to help improve the student’s understanding of financial literacy and assist in establishing smart financial habits,” states Laura Smith, VP of Public Relations at ICCU. “We chose this real life application so students can use the skills they’ve learned from this program in their personal lives.”

According to the 2019 Money Matters on Campus Report, managing money is a daunting challenge faced by college and university students, with nearly half (47%) saying they don’t feel prepared to manage their money. From opening a credit card to taking out a student loan, buying a home or saving for retirement, most students feel unprepared to make large financial decisions without additional information. Through Achieve for College, users are guided through interactive exercises that allow them to practice making financial decisions most relevant to them in a fail-safe environment. Each topic area offers a 3-6 minute module designed to enable users to apply what they have learned to their personal financial goals. The mobile-first design is available on all internet-enabled devices so that learners can access it anytime, anywhere.

“Understanding your finances and making sound financial decisions is key to a strong future, but many people don’t know where to turn to get the information they need in a way that is easily digestible and understandable,” said EVERFI Co-Founder and President Ray Martinez. “This program is a testimony to EVERFI’s commitment to providing financial education to learners of all ages and we commend Idaho Central Credit Union for making this commitment to educate college students in Idaho, allowing them to take control of their financial health.”

This resource isn’t only for college students! We have partnered with EVERFI to bring financial knowledge to people of every age and stage of life. A free, digital financial education program is provided to communities with the goal of increasing knowledge and achieving financial success. Now more than ever, Idaho Central Credit Union is committed to empowering all consumers with the financial education they need to navigate their economic circumstance and make smart financial decisions. To access this program and get started today, click here.

News

Idaho Central Named Number One Best Place to Work in Idaho

Apr 15
2021
Idaho Central was named the #1 Best Place to work in Idaho

We are proud to announce Idaho Central Credit Union (ICCU) has been named the #1 Best Place to Work in Idaho! We are honored to receive this recognition again. Winners were selected from an employee satisfaction survey conducted by POPULUS, a marketing and HR research firm. This is the twelfth year for the program, andRead more

We are proud to announce Idaho Central Credit Union (ICCU) has been named the #1 Best Place to Work in Idaho! We are honored to receive this recognition again.

Winners were selected from an employee satisfaction survey conducted by POPULUS, a marketing and HR research firm. This is the twelfth year for the program, and Idaho Central has been recognize as one of the Best Places to Work in Idaho for ten years in a row.

Participating organization’s employees take a confidential survey that covers the following topics: compensation and benefits, work environment, company management, employee growth and development, and work-life balance. The businesses that score in the top ten in each category are named the Best Places to Work in Idaho.

“ICCU is honored to be named the Best Place to Work in Idaho. When we focus our energy and efforts on our purpose of helping members achieve financial success, we make a difference. We are a Best Place to Work in Idaho because we have fun, we have energy, and we care about each other,” said Kent Oram, ICCU President and CEO.

To learn more about Idaho Central careers and apply at the Best Place to Work in Idaho, click here.