We are continuously humbled that so many people trust us with their daily balance and we refuse to let a single member down. If you live or work in Idaho, Washington, or eastern Oregon, chances are you can become a member of Idaho Central Credit Union. Becoming a member is simple and takes just minutes. In fact, you can join online right now. Once you’re a member, you will immediately begin enjoying the full benefits of membership with Idaho’s top credit union. It’s a small change now that can make a big difference later.
For some, the thought of opening a new account at a financial institution can seem daunting. However, knowing what to expect and how to prepare can help put your mind at ease. At Idaho Central Credit Union, we strive to make the process of opening an account fast and easy.
What do I need?
To open an account at Idaho Central, you need only a few things:
- Photo ID
- Social Security Number
- Two years of employment and address history
How much does it cost?
- To become a member: $5 (One-time fee, at initiation only)
- Savings account: $25 (This amount stays in your account to keep it open)
- Checking account: $100
- This money can be used immediately, a $100 deposit is necessary to open the account.
- Starter accounts require only $50 deposit. That means that anyone under 18 years old can open a checking with $50.
- Checking can be opened as young as 12 years old.
- Credit card: $0 (No deposit necessary.)
- Other loans: TBD
- If you are taking out a personal, auto, RV, home, HELOC, or other type of loan, you can work out how much you pay upfront to determine your monthly payments.
How do I know if I am eligible for membership?
- You can find more details about eligibility on our website here.
What if I have bad credit or no credit at all?
- We have products specifically set up for those who may have had credit hiccups in the past or who have never had an account before, give us a call and we’ll see what we can do to get you set up.
Where do I sign up?
At Idaho Central, it has never been easier to open your membership.
- Click here to submit your application online.
- Contact us through VideoChat to open your membership with a live agent, from the comfort of your own home.
- Or come into any branch, and we’ll be happy to help!
As the premier credit union in Idaho, our members receive industry-leading products and services while also enjoying true Idahoan customer service. We’re proud to have called Idaho home since 1940.