Log In

Home Loan

  • family moving into a new house
    Financial Education

    June 7, 2023

    Fixed-Rate Mortgages or Adjustable-Rate Mortgages (ARM): Which Are Better?

    When faced with an important decision, which route do you usually take: the tried-and-true option or the one off the beaten path? Believe it or not, your answer might affect your homebuying strategy, particularly when choosing a mortgage. Fixed-rate mortgages are time-tested and traditional, while adjustable-rate mortgages (ARMs) offer more flexibility and potentially lower rates. […]

    Read More
  • Couple Completing ARM loan application with ICCU loan officer
    Financial Education

    January 30, 2020

    5 Times an Adjustable Rate Mortgage Is a Good Move

    Adjustable Rate Mortgage, otherwise known as ARM, is a loan that starts with a fixed lower interest rate for a period of time, then the rate changes. The interest rate usually increases, but the rate could decrease depending on market rates at the time. At ICCU, we offer 5/5 ARM home loans. A 5/5 ARM […]

    Read More