• family moving into a new house
    Financial Education

    June 7, 2023

    Fixed-Rate Mortgages or Adjustable-Rate Mortgages (ARM): Which Are Better?

    When faced with an important decision, which route do you usually take: the tried-and-true option or the one off the beaten path? Believe it or not, your answer might affect your homebuying strategy, particularly when choosing a mortgage. Fixed-rate mortgages are time-tested and traditional, while adjustable-rate mortgages (ARMs) offer more flexibility and potentially lower rates. […]

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  • Financial Education

    June 16, 2021

    The 5 Stages of Buying a Home

    At Idaho Central Credit Union, we know how overwhelming the task of purchasing a home can be, especially in this market! As exciting and life-changing as it is, the process of buying a home can also be very emotional. ICCU’s home loan specialists are here to help you through the rollercoaster and make the transition […]

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  • Picture of Aric Alcantara with his job title as a Mortgage Loan Officer

    March 19, 2021

    Alcantara now Mortgage Loan Officer at ICCU

    Aric Alcantara has joined Idaho Central Credit Union (ICCU) as a Mortgage Loan Officer. Aric was born in Phoenix, Arizona and raised in Medford, Oregon. He spent a year at the University of Oregon before transferring to the University of Colorado in Boulder. Outside of work, Aric loves to spend time with his wife and […]

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  • Young couple moving into new home
    Financial Education

    February 12, 2021

    Tips for Budgeting for a New Home

    Buying your dream home should be one of the most joyful events, and Idaho Central wants it to be that way. Although buying a home can be stressful at times, especially when it comes to the expenses that come along with it, taking the time to budget for a new home can save you from […]

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  • Family in front of new home
    Financial Education

    September 24, 2020

    Making the Decision to Buy a Home

    When it comes to buying a home, there are many questions to consider. Your home is one of the most important parts of your life. It’s where you will spend most of your time, raise your family, complete major life goals, and make many memories. It’s important for your home to be the right home […]

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  • Home Sweet Home welcome mat
    Financial Education

    August 28, 2020

    All You Need to Know About Mortgage Interest Rates

    One of the most important things to look at when buying a home is the mortgage interest rate. A mortgage interest rate determines the monthly payment, which helps determine if you can afford your dream home or not. It also may impact which type of mortgage loan you might qualify for and pursue. Because of […]

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