Credit Care Program

A strong credit score can save you thousands of dollars on loans, aid in getting into an apartment, or even help you get a job. Let’s work together and strengthen your credit score into something you’re proud of. Building or rebuilding, we got this!

Friends jogging together

Are you Building or Rebuilding Your Credit Score?

Establishing credit and being confident in your credit score is made possible with Credit Builder or Credit Rebuilder Loans. Set a goal and we’ll help you get there.

ITIN Credit Score Request

The Credit Care Program can provide you with the opportunity to establish credit. If you don’t have a valid Social Security Number, you probably have an Individual Taxpayer Identification Number (ITIN) issued to you for tax purposes. While you can’t directly build credit through your ITIN, you may still be able to build credit through other data points. When Idaho Central submits information to the credit bureau agencies it submits multiple data points. These data points will help the credit bureaus build your profile and your credit.

To request a credit report using your ITIN simply submit the form below in writing to:

Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281

Get To Know My Credit

Our team at Idaho Central gives you the best tips and tricks to achieve financial success through My Credit. Your credit history is no longer a mystery. By logging into your online banking you can view your current credit score, open and closed accounts, loans, and your full credit report all without impacting your score. It’s never been easier to take control of your finances and stay protected.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How