How to Stay Secure

In an era of increasing digital transactions, safeguarding your financial well-being from potential fraudsters is crucial. Our comprehensive guide provides you with essential insights and proactive measures to ensure your online banking experience remains secure and worry-free.

Your Security Matters

At Idaho Central, we prioritize your financial security. Our team of experts are committed to equipping you with knowledge and tools needed to thwart fraudsters and protect your assets. Whether you’re a seasoned digital user or new to online banking, our comprehensive approach ensures that you’re well-prepared to safeguard your financial interests.

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Create secure passwords

Log in to your eBranch Online Banking and create a new password, and reset it often.

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Monitor your information

Identity theft is no laughing matter. Access CardControl and My Credit from ICCU to make sure your identity and transactions stay YOURS.

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Check URLs for websites

Checking URLs before clicking on any link (even sites found in search engines) is crucial to avoid phishing websites. It helps ensure that you are visiting legitimate and secure online destinations, protecting your personal information and online security.

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Use multi-factor authentication

MFA requires you to provide another verification factor along with your password to access your account.

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Personalized account alerts

Set up email or text alerts within eBranch Online Banking. Financial alerts can be set up for balances, checks, and other transactions.

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Keep your technology updated

It is important to keep your software, operating system, and antivirus programs up to date to protect against known vulnerabilities.

Create Secure Passwords

Safeguarding your accounts starts with strong and unique passwords. Follow some of these tips and guidelines to create passwords that are tough for fraudsters to crack:

  • Length matters: Make your password at least 12 characters long.
  • Mix it up: Use a combination of uppercase letters, lowercase letters, numbers, and special characters.
  • Password generators: Create unique, complex passwords that can be saved to a password manager software for maximum security.
  • Personal information: Avoid using guessable information such as your name, birthdate, or common words.
  • Regular updates: Update your passwords on a regular basis. Never share your password with anyone.

Now that you have some new tips and guidelines under your belt, perhaps you’d like to reset your eBranch Online Banking password. Feel free to upgrade your password at any time for security and peace of mind.

The Power of Multi-Factor Authentication (MFA)

This process allows for an extra layer of security by providing multiple forms of verification before gaining access to a system or account online. This typically involves combining something the user knows (like a password) with something they have, or are. Here are a few examples:

  • Your smartphone for receiving a verification code
  • Fingerprint
  • Facial recognition
  • Geolocation through GPS or IP address

MFA enhances security by adding an extra layer of protection against unauthorized access even if your password is compromised. Log on to eBranch Online Banking to set up MFA today!

Vigilance Through Account Activity Monitoring

Proactive monitoring helps safeguard your finances and prevents potential fraud or identity theft. Manage your accounts online anytime, anywhere with eBranch Online Banking. Check your credit score, turn your card on and off, transfer money, or chat with a live service agent. All simple. All convenient. Monitoring your accounts has never been easier!

My Credit

My Credit is a free service powered by SavvyMoney®. Stay on top of your credit by checking your score, viewing your credit report, and getting up-to-date credit monitoring notifications.


Stay in control of all your ICCU Visa cards with CardControl. Turn your card(s) on and off, set control and alert preferences, set spending limits and merchant categories, and more.

Free Zelle® Money Transfers

Zelle is a fast, safe and easy way to send money to people you trust, right from the Idaho Central Credit Union mobile app – no matter where they bank.


Bank face-to-face from anywhere in the world with a live service agent through ICCU’s VideoChat. Not only is it convenient, it’s secure and easy to use for account questions, opening a new account, applying for a loan, and much more!

Set Alerts for Anything

Protecting your account is vital and our alerts increase security by notifying you of withdrawals, transfers, balances, purchases, direct deposits, and more. You can even make your money work for you by setting up savings goals and being notified of your financial success so you can celebrate when you reach them. Monitor your account your way by setting up our easy and efficient account alerts today!

Set Alerts For

  • Automatic deposit
  • Balance summary
  • Transactions
  • Insufficient funds
  • And more!

Check Website URLs

Knowledge isn’t just power anymore — it’s security. As cyberattacks grow in both number and subtlety, so should your cybersecurity know-how.

That’s where Idaho Central Credit Union comes in. We’re here to show you how to tell the good guys and bad guys apart so you can browse with peace of mind. Up first is one of the most critical parts of any site: the URL. By knowing the anatomy of a URL and what each part does, you’ll be better prepared to make smart, secure decisions online…

Keep Your Technology Updated

Regularly updating your devices’ software, including operating systems, web browsers, and security software, is vital for maintaining the integrity and security of your online presence. Software updates often include patches for known vulnerabilities that cybercriminals may exploit to gain unauthorized access to your devices or intercept sensitive information.

By promptly installing updates, you reduce the risk of falling victim to malware, phishing attacks, or other cyber threats. Prioritize software updates as part of your cybersecurity routine. This will ensure that your devices remain resilient against evolving threats and give you the peace of mind you deserve.

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How