Saving is easier when you have the right tools and resources.
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Free Mobile & Online Banking
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NCUA Insured up to $250,000
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Free Credit Score & Monitoring
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Free Online eStatements
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Free Automatic Transfers
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Free Zelle® Money Transfers
Find Your Savings Account
We are ready to help you save with confidence now and in the future.
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Share Savings
Best if:
You want a simple and flexible savings account, and to become a member of ICCU.
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Secondary Savings
Best if:
You want a simple, flexible savings account in addition to your Share Savings account.
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High-Yield Online Savings
Best if:
You want a convenient online account that earns a great rate.
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Starter Savings
Best if:
You’re ready to help your child between the ages of 12-17 start saving.
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Share Bear Savings
Best if:
Your child is 0 to 11 years old and you want to teach them how to save.
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Money Market Savings
Best if:
You want a savings account that earns a higher interest rate.
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Central Cents Savings
Best if:
You want debit card purchases rounded up to the next whole dollar and deposited into savings.
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Choice Savings
Best if:
You want to save for a specific purpose and earn a higher rate.
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Idaho First-Time Homebuyer Savings
Best if:
You live in Idaho and want to save for your first home.
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Certificates of Deposit
Best if:
You want to set money aside for a specific time and earn a great rate.
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IRAs
Best if:
You want to plan early and save for retirement.
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Health & Medical Savings Accounts
Best if:
You want to save for medical expenses.
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Coverdell Education Savings Accounts
Best if:
You want to give your child the gift of education.
Product Details
Share Savings Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-299 | 0.000% | 0.000% |
| 300+ | 0.150% | 0.149% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Secondary Savings Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-299 | 0.000% | 0.000% |
| 300+ | 0.150% | 0.149% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
High Yield Online Savings Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-999 | 0.000% | 0.000% |
| 1,000-24,999 | 4.250% | 4.169% |
| 25,000-49,999 | 4.250% | 4.169% |
| 50,000-99,999 | 4.250% | 4.169% |
| 100,000-249,999 | 4.250% | 4.169% |
| 250,000+ | 4.250% | 4.169% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Money Market Savings Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-2,499 | 0.000% | 0.000% |
| 2,500-24,999 | 0.400% | 0.399% |
| 25,000-49,999 | 0.600% | 0.598% |
| 50,000-99,999 | 0.750% | 0.747% |
| 100,000+ | 1.000% | 0.995% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Central Cents Savings Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0.01+ | 0.250% | 0.249% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Choice Savings Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-1,499 | 0.200% | 0.199% |
| 1,500+ | 0.250% | 0.249% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Idaho First-Time Homebuyer Savings Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-2,499 | 0.250% | 0.249% |
| 2,500-24,999 | 0.250% | 0.249% |
| 25,000+ | 0.250% | 0.249% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
CD Rates
| Term | APY* | Interest Rate | Initial Deposit |
|---|---|---|---|
| 3 Month CD | 0.300 | 0.300% | $500 |
| 6 Month CD | 0.450 | 0.450% | $500 |
| 1 Year CD | 0.700 | 0.698% | $500 |
| 18 Month CD | 0.800 | 0.797% | $500 |
| 2 Year CD | 0.900 | 0.896% | $500 |
| 3 Year CD | 0.950 | 0.946% | $500 |
| 4 Year CD | 1.000 | 0.996% | $500 |
| 5 Year CD | 1.100 | 1.095% | $500 |
*APY – Annual Percentage Yield
A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Rates valid for Monday, September 25 2023
IRA Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-299 | 0.200% | 0.199% |
| 300+ | 0.250% | 0.249% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Health & Medical Savings Account Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-2,499 | 0.250% | 0.249% |
| 2,500-24,999 | 0.250% | 0.249% |
| 25,000+ | 0.250% | 0.249% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Coverdell Education Savings Account Rates
| Balance | APY* | Interest Rate |
|---|---|---|
| 0-299 | 0.200% | 0.199% |
| 300+ | 0.250% | 0.249% |
*APY – Annual Percentage Yield
Rates valid for Monday, September 25 2023
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Personal Financial Management
Manage your accounts online anytime, anywhere. eBranch serves as your single personal financial management center. eBranch allows you to perform the most routine banking tasks from the comfort of your computer or mobile device at home, the office, or on the road. Day or night, seven days a week, eBranch is easy, safe, and convenient.
