ICCU has partnered with Sallie Mae to offer student loans! Sallie Mae provides excellent college planning tools and resources that will help to educate our members and teach them how to plan for college.
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College is in your rearview mirror, and you're about to enter the working world. Although snagging a job certainly calls for a celebration or two, it is also time to start tackling the various financial responsibilities that await you, like saving for retirement and improving your credit score.
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When you ask most people what the difference between a credit union and a bank is, they might be able to list one or two differences, but they likely won’t be able to paint the whole picture. At Idaho Central Credit Union we want to give you the proper information to help you figure out what meets your banking needs.
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Balancing a checkbook and printed statements are becoming things of the past. With Idaho Central Credit Union’s online banking and mobile banking options you have all the resources you could ask for at the tips of your fingers. If you aren’t familiar with ICCU’s online banking and mobile banking features here are a few of our favorites.
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Using credit to obtain things — whether new kitchen cabinets, an SUV or just coffee — is so common in America that many people constantly juggle several debts. Each month, consumers must make payments on their credit cards, auto loans, mortgages and more. To maintain your financial health, it’s important to create a plan for paying down your debts strategically.
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The future is closer than it seems and building a nest egg is a huge piece of being financially sound. It’s important to remember that saving for retirement is a long term goal that takes dedication and consistency to maintain. Realizing that it takes time to build wealth will go a long way in helping you make smart financial decisions today.
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As interest rates continue to stay at record lows, today might be a great time for you to consider refinancing your mortgage. Refinancing your mortgage can not only lower your interest rate, but can allow you to change the term of your loan, cash out some of your equity, or convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or vice versa. It is important to familiarize yourself with the pros and cons of refinancing before you decide the route that is best for your financial success.
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Getting an auto loan can be stressful and cost you more than you ever thought it would. At Idaho Central Credit Union we are here to help members achieve financial success and getting the right auto loan is critical in doing that.
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Financial emergencies—from a layoff to a root canal are a fact of life. Having an emergency fund in place is an essential part of being financially healthy. It is something you can fall back on in times of trouble so you don’t have to panic. Building your emergency fund can be a daunting task when you are on a tight budget, but it doesn’t have to be. Here are some ways you can build your emergency fund even while struggling.
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Valentine’s Day is just around the corner and while it’s a fun day to celebrate those special people in your life, it is easy to get caught up in the pressure to spend more than you can afford to prove your undying love.
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