How to Save for the Future
Saving is an important part of life, but it can be hard to do when there are so many immediate wants and needs. Here are a few ideas on why and how you can save.
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5 Times an Adjustable Rate Mortgage Is a Good Move
Adjustable Rate Mortgage, otherwise known as ARM, is a loan that starts with a fixed lower interest rate for a period of time, then the rate changes. The interest rate usually increases, but the rate could decrease depending on market rates at the time. At ICCU, we offer 5/5 ARM home loans. A 5/5 ARM […]
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All About 401K and IRA
Planning for your retirement can be overwhelming, and with it being so far in the future, it’s easy to put it off to another day. In fact, in a 2018 study by Northwestern Mutual, 21% of Americans have no money saved for retirement at all. If you’re part of the 21%, it may feel overwhelming to […]
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How Can a Business Retain Quality Employees?
As one year comes to an end and another begins, employee retention is a hot topic as some businesses struggle to retain their employees. Unfortunately, towards the end of the year, many employees begin to look for new opportunities, allowing time to get their year-end bonus (if there is one), and start fresh in a […]
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6 Actionable Steps to Launch Your New Business Successfully
Your dreams of actually starting that pottery studio are finally coming together! But wait… have you thought about insurance? Licensing requirements? What about hiring employees or getting a business loan? These are questions that every new business owner will face, and one wrong misstep can end up costing you. It’s important that you are prepared and knowledgeable before opening those studio doors.
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How to Prepare for Retirement
Time flies, and it can catch us by surprise. Set yourself up for financial success by taking control of your retirement plan now.
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Successful Succession Planning
One of the questions we get asked the most is what we do about succession planning. With great businesses come great responsibilities and risks. In order to protect you, your family, your employees, and your business, a business succession plan is an important piece to help you prepare and transition.
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Why You Should Start Saving for the Holidays Now
Each year, the Christmas season comes to many of us as a surprise. (Didn't we just take down those lights?) When it does, the excitement of the holidays can quickly become overshadowed by financial burden. This year, take a little time to plan ahead and save yourself from some of that stress by starting to save for the holidays today!
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Helping Businesses Thrive Through Excellent Services
At ICCU, we help Idaho businesses thrive by providing excellent banking services that help you focus on your business. Today, we want to introduce you to some of these online services.
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All About ATMs
Since that first ATM in 1967, the number has grown to around 3 million ATMs throughout the world. This means there is approximately 1 ATM per 3000 people.
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