During uncertain times, it can feel like everyone has an update or information to provide to you. Unfortunately, this can lead to information overload, and a sense of not knowing what information is correct, or where to even look for the correct information. During this time, it is important to know how to stay informed, […]
Read More
With the world suddenly shifting to staying home, the importance of being able to do anything you need from home easily has risen. Many people are switching entirely to online shopping and only going to stores when absolutely necessary. Restaurant orders are being placed online ahead of time, groceries are being picked out the night […]
Read More
Running a business comes with many expenses, and you may be wondering when the right time to get a business credit card is. Business credit cards can provide important benefits to your company, such as expense management, credit to grow your business, and rewards or perks! Rewards credit cards can be a great way for […]
Read More
Saving is an important part of life, but it can be hard to do when there are so many immediate wants and needs. Here are a few ideas on why and how you can save.
Read More
Adjustable Rate Mortgage, otherwise known as ARM, is a loan that starts with a fixed lower interest rate for a period of time, then the rate changes. The interest rate usually increases, but the rate could decrease depending on market rates at the time. At Idaho Central Credit Union, we offer 5/5 ARM home loans. […]
Read More
Planning for your retirement can be overwhelming, and with it being so far in the future, it’s easy to put it off to another day. In fact, in a 2018 study by Northwestern Mutual, 21% of Americans have no money saved for retirement at all. If you’re part of the 21%, it may feel overwhelming to start, but […]
Read More
As one year comes to an end and another begins, employee retention is a hot topic as some businesses struggle to retain their employees. Unfortunately, towards the end of the year, many employees begin to look for new opportunities, allowing time to get their year-end bonus (if there is one), and start fresh in a […]
Read More
Your dreams of actually starting that pottery studio are finally coming together! But wait… have you thought about insurance? Licensing requirements? What about hiring employees or getting a business loan? These are questions that every new business owner will face, and one wrong misstep can end up costing you. It’s important that you are prepared and knowledgeable before opening those studio doors.
Read More
Time flies, and it can catch us by surprise. Set yourself up for financial success by taking control of your retirement plan now.
Read More
One of the questions we get asked the most is what we do about succession planning. With great businesses come great responsibilities and risks. In order to protect you, your family, your employees, and your business, a business succession plan is an important piece to help you prepare and transition.
Read More