As Tap-and-Go cards become more and more popular, especially in today’s environment, questions arise about where these cards are accepted as well as the safety and security of contactless transactions. We would like to provide some more information on what you need to know about these cards. Are Tap-and-Go cards safe? Contactless cards have the […]
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When it comes to buying a home, there are many questions to consider. Your home is one of the most important parts of your life. It’s where you will spend most of your time, raise your family, complete major life goals, and make many memories. It’s important for your home to be the right home […]
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One of the most important things to look at when buying a home is the mortgage interest rate. A mortgage interest rate determines the monthly payment, which helps determine if you can afford your dream home or not. It also may impact which type of mortgage loan you might qualify for and pursue. Because of […]
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Everyone wants to save money, but it often gets put on the back burner. When it comes to saving money, it may seem easier said than done, but it doesn’t have to be that way. Taking a close look at what you want to save for and creating a plan for how to get there […]
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ICCU is excited to announce our recent partnership with First Data® to provide business merchant services to businesses. As a merchant service provider, we provide businesses with the necessary requirements to accept credit cards, debit cards, and other forms of electronic payment, including Apple Pay®, Samsung Pay®, tap-and-go cards, and more. What are the benefits […]
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When it comes to avoiding fraud, it can feel like being scammed is inevitable. Your spam inbox is full of attempts to trick you, every other phone call you get is just another request for your information, and it seems like everyone has a story of how they were recently involved in a new, scary […]
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Running a business comes with many expenses, and you may be wondering when the right time to get a business credit card is. Business credit cards can provide important benefits to your company, such as expense management, credit to grow your business, and rewards or perks! Rewards credit cards can be a great way for […]
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Saving is an important part of life, but it can be hard to do when there are so many immediate wants and needs. Here are a few ideas on why and how you can save.
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Adjustable Rate Mortgage, otherwise known as ARM, is a loan that starts with a fixed lower interest rate for a period of time, then the rate changes. The interest rate usually increases, but the rate could decrease depending on market rates at the time. At ICCU, we offer 5/5 ARM home loans. A 5/5 ARM […]
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Planning for your retirement can be overwhelming, and with it being so far in the future, it’s easy to put it off to another day. In fact, in a 2018 study by Northwestern Mutual, 21% of Americans have no money saved for retirement at all. If you’re part of the 21%, it may feel overwhelming to […]
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