One of the most important things to look at when buying a home is the mortgage interest rate. A mortgage interest rate determines the monthly payment, which helps determine if you can afford your dream home or not. It also may impact which type of mortgage loan you might qualify for and pursue. Because of […]
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Everyone wants to save money, but it often gets put on the back burner. When it comes to saving money, it may seem easier said than done, but it doesn’t have to be that way. Taking a close look at what you want to save for and creating a plan for how to get there […]
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Idaho Central Credit Union is excited to announce our recent partnership with First Data® to provide business merchant services to businesses. As a merchant service provider, we provide businesses with the necessary requirements to accept credit cards, debit cards, and other forms of electronic payment, including Apple Pay®, Samsung Pay®, tap-and-go cards, and more. What […]
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When it comes to avoiding fraud, it can feel like being scammed is inevitable. Your spam inbox is full of attempts to trick you, every other phone call you get is just another request for your information, and it seems like everyone has a story of how they were recently involved in a new, scary […]
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Running a business comes with many expenses, and you may be wondering when the right time to get a business credit card is. Business credit cards can provide important benefits to your company, such as expense management, credit to grow your business, and rewards or perks! Rewards credit cards can be a great way for […]
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Saving is an important part of life, but it can be hard to do when there are so many immediate wants and needs. Here are a few ideas on why and how you can save.
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Adjustable Rate Mortgage, otherwise known as ARM, is a loan that starts with a fixed lower interest rate for a period of time, then the rate changes. The interest rate usually increases, but the rate could decrease depending on market rates at the time. At Idaho Central Credit Union, we offer 5/5 ARM home loans. […]
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Planning for your retirement can be overwhelming, and with it being so far in the future, it’s easy to put it off to another day. In fact, in a 2018 study by Northwestern Mutual, 21% of Americans have no money saved for retirement at all. If you’re part of the 21%, it may feel overwhelming to start, but […]
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We’re so excited to announce our partnership with Stukent — a digital education courseware provider—in providing a grant for all high schools in the state of Idaho to receive Stukent’s Mimic Personal Finance Simulation and Curriculum for free for five years. This grant will give high school students all over the state the opportunity to […]
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Time flies, and it can catch us by surprise. Set yourself up for financial success by taking control of your retirement plan now.
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