Posts Tagged: Financial Education

Making the Decision to Buy a Home

Family in front of new home

When it comes to buying a home, there are many questions to consider. Your home is one of the most important parts of your life. It’s where you will spend most of your time, raise your family, complete major life goals, and make many memories. It’s important for your home to be the right homeRead more

All You Need to Know About Mortgage Interest Rates

Home Sweet Home welcome mat

One of the most important things to look at when buying a home is the mortgage interest rate. A mortgage interest rate determines the monthly payment, which helps determine if you can afford your dream home or not. It also may impact which type of mortgage loan you might qualify for and pursue. Because ofRead more

Meeting a Savings Goal

Laptop on desk with notebook, calculator, change glasses, piggy bank, and bag

Everyone wants to save money, but it often gets put on the back burner. When it comes to saving money, it may seem easier said than done, but it doesn’t have to be that way. Taking a close look at what you want to save for and creating a plan for how to get thereRead more

Business Merchant Services

credit card merchant services

Idaho Central Credit Union is excited to announce our recent partnership with First Data® to provide business merchant services to businesses. As a merchant service provider, we provide businesses with the necessary requirements to accept credit cards, debit cards, and other forms of electronic payment, including Apple Pay®, Samsung Pay®, tap-and-go cards, and more. WhatRead more

Which credit card is right for my business?

Deciding which ICCU credit card is best for your business

Running a business comes with many expenses, and you may be wondering when the right time to get a business credit card is. Business credit cards can provide important benefits to your company, such as expense management, credit to grow your business, and rewards or perks! Rewards credit cards can be a great way forRead more

How to Save for the Future

America Saves Week 2020

Saving is an important part of life, but it can be hard to do when there are so many immediate wants and needs. Here are a few ideas on why and how you can save.

5 Times an Adjustable Rate Mortgage Is a Good Move

Couple Completing ARM loan application with ICCU loan officer

Adjustable Rate Mortgage, otherwise known as ARM, is a loan that starts with a fixed lower interest rate for a period of time, then the rate changes. The interest rate usually increases, but the rate could decrease depending on market rates at the time. At Idaho Central Credit Union, we offer 5/5 ARM home loans.Read more