The Credit Union Difference

Some might not realize there’s a difference between a bank and a credit union. Well, we’re here to tell you there is! In fact, most of the differences benefit you. From great service to lower rates and fees, a credit union can help even more by saving you money and guiding you to financial freedom. Here at Idaho Central, we are proud to serve you!

ICCU building

Member Owned

At ICCU you may notice we don’t call you a customer, but rather a member. Since credit unions have certain requirements to set up an account, you also become an owner in the credit union. In addition, a credit union has a board of directors who are un-paid volunteers to help guide the direction of the credit union.

If you’re not yet a member of ICCU, you should be! We love our members and helping them achieve financial success. Become a member today!

High Service Expectations

With most credit unions, and especially at ICCU, we focus our efforts on providing outstanding service for you and your banking needs. Credit unions are focused on members because they are a not-for-profit organization. They understand that because the credit union is owned by its members, it is important to treat them right. Contact us or visit a local ICCU branch and we’ll greet you with a smile. It’s our pleasure to serve you!

Low Rates & Fees

One of the best things about banking with a credit union is that, because we are not-for-profit, we are able take earnings and return them to members through lower rates on loans, higher rates on deposits, and little to no fees on your accounts. ICCU prides itself on low, or no, fees for our members. We know that seeing a fee in your account and wondering why you have it is annoying and expensive. Unlike banks, we don’t have all the fine print or hidden fees..

Make the Switch

Now that you know a little more about the difference between a bank and a credit union,  what are you waiting for? Once you’re an Idaho Central Credit Union member you’ll enjoy all our great products, services, and tools to help you achieve financial success. Let’s get started!

Become a Member

Idaho Central Credit Union was designed with one idea in mind, helping members achieve financial success. If you live or work in Idaho or Washington, chances are you can become a member of Idaho Central Credit Union.

Find Out How