Central Plus Checking Premium Benefits
Central Plus Checking is a premium checking account designed to protect what matters and simplify your life. Go beyond basic checking and live life to the fullest with the following benefits:
Phone cracked?
Get up to $800 per claim for repair or replacement with Cell Phone Protection2 ($50 deductible applies).
Need health care now?
Access $0‑copay Telehealth for you and your family (registration/activation required).
Fraud stress?
Stay protected with Identity Theft Services2, including expense reimbursement up to $1,000,000.
Car trouble?
Enjoy 24/7 Roadside Assistance2 for towing, lockouts, jump starts, and more.
Big purchases?
Benefit from Debit Advantage® with extended warranty and purchase protection.
Love to save?
Unlock Travel and Leisure Discounts plus everyday deals through InstaDeals® (registration/activation required).
Health perks?
Take advantage of Health Discount Savings on prescriptions, vision, and dental care (this is NOT insurance, registration/activation required).
Open a Central Plus Checking Account and Get the First Month Free
Receive all the benefits of an ICCU checking account PLUS more! For a small monthly fee of $7, make life smoother with access to premium benefits. Open a Central Plus Checking Account today and see why this is more than just another checking account.
- Free instant-issue Visa Debit Card
- Free eBranch Mobile & Online Banking
- Free early access Direct Deposit – get paid up to 2 days early
- Free credit report, credit score, and more with My Credit
- Premium benefits and perks that provide security and convenience
Have questions on how to upgrade your current checking account to a Central Plus Checking Account? View our step-by-step instructions or visit a branch.
Minimum Balance to Open
$100
Minimum Daily Balance
$0
Monthly Service Fees
$7 (First Month Free)
Premium Benefits Included with our Central Plus Checking Account
Additional Perks
With an ICCU Checking Account, the benefits go on and on. You’ll get even more tools and services. Not to mention the great care and service we provide to each individual member. It’s just another way we’re looking after your daily balance.
Love the Convenience
Take Control
How to Upgrade Your Existing Checking Account
Step 1:
Log into eBranch Online Banking
Once you are logged in, navigate to the “Central Plus Benefits” link located in the “Accounts” tab. Next, select the “Upgrade to Central Plus” option. Once selected click “Continue.”

Step 2:
Choose your account
From here, select which account to upgrade to a Central Plus Checking by clicking the dropdown field. Once you have chosen an account select “Continue.”

Step 3:
Celebrate your new account!
Voilà! You have successfully converted your existing checking account into a Central Plus Checking Account. Now you can enjoy your amazing new benefits.

Eligibility Disclosure: Benefits above are available to personal checking accounts and their primary accountholder and joint accountholder(s) subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an accountholder or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
1. Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
2. Special Program Notes: The description herein is a summary only and does not include all terms, conditions and exclusions of the Benefit described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit and/or insurance documents. Log in to your ICCU Online or Mobile Banking and connect to your Central Plus Checking benefits for Guide to Benefit or to file a claim. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
3. Restrictions apply. Log in to your ICCU Online or Mobile Banking and connect your Central Plus Checking benefits for details.