Savings Accounts


Savings Accounts benefits

  • NCUA insured up to $250,000
  • Free Touch Tone Teller
  • Free Mobile Banking
  • Free Online Banking and Online eStatements
  • Free automatic transfers
See Rates
Account Type Best if... Minimum Balance & Monthly Fees
Share Savings You want a simple, flexible savings account.

$300 minimum balance to earn interest. Six free withdrawals per month, $2 each additional.

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Central Cents Savings You want your debit card purchases rounded up to the next whole dollar and deposited into your savings.

No minimum balance to earn interest. Six free withdrawals per month, $2 each additional.

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Choice Savings You want to save for specific purposes and earn a higher rate.

No minimum balance to earn interest. Two free withdrawals per calendar year, $25 each additional.

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Youth Savings You want an account that encourages saving early in life.

No minimum balance to earn interest. Six free withdrawals per month, $2 each additional.

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Money Market Savings You want a savings account with a competitive interest rate.

$2,500 minimum balance. Six free withdrawals per month, $5 each additional. $10 monthly fee if balance falls below $2,500.

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Premium Money Market Savings You want a savings account that earns our best rate when combined with a checking account.

$2,500 minimum balance. Six free withdrawals per month, $5 each additional. $15 monthly fee if balance falls below $2,500.

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Health Savings You want a savings account designed for those with a high deductible health plan.

No minimum balance to earn interest. Five free withdrawals per month, $1 each additional. Annual fee of $30.

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Apply For Membership Today

At Idaho Central, we have Savings Account options to help you make insured investments with excellent rates!

Apply Today